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Results (10000)
David Emerson Sticker Shocked By 5.50% 30yr Fixed Rate, Pre-approval Shopping?
5 April 2022 | 29 replies

Hey BP Community! I recently got a pre-approval back from a great mortgage lender but was a bit sticker shocked when it came back at 5.50%. I know rates have moved quick over the past few months and can vary amongst r...

Joseph Widen Bankruptcy and a very complicated Mortgage question
6 June 2024 | 7 replies

CONTEXT-(30k in credit card debt, split between 4 cards, mostly in charged off status)
(one vehicle loan that was charged off, is now caught up to current, not paid off, 50k original loan amount)
(some card companie...

David Martin Schedule C or Adjusted Gross Income for Mortgage Qualification?
13 April 2015 | 5 replies

For conventional mortgage financing for us that are self employed and also use a Schedule C, do lenders consider your AGI as well or are they more/only concerned with the numbers on your Schedule C?Thanks!

Rowan Gratz Paying Down Credit Card Debt vs.. ? Filing for Bankrupcty
11 December 2023 | 2 replies

Asking for a friend...My Friend owns a restaurant business that was severely affected by Covid 19. During the pandemic he was able to get refundable PPP loans to help offset the 50% drop in Gross Receipts that affecte...

Dean George D&B (DUNS #) worth it?
16 March 2008 | 17 replies

Have owned a corporation for a few years, excellent credit all around.

No problems at all, just looking to continue to boost my credit worthiness in case I need a LOC or similar.

My company has a DUNS number, but I ...

Jeremy Dugal Quickbook Tenant Payments When Management Fees Have Been Deducted
25 December 2017 | 5 replies

Hello.  I will be using Quickbooks Desktop for my 2018 booking keeping on long term rental properties.  I am learning how to use it and practicing and am having trouble with a specific scenario.I receive payments via ...

Sam Alegria Should I be worried about Credit Inquiries?
7 December 2018 | 16 replies

I have 7 Credit Inquiries right now. I got 6 last year from looking for a personal home for over 9 months before having to halt my search. Now I'm looking to invest in real estate and just got pre-qualified for a loan...

Andy Parsons avoid ACS credit repair
21 July 2011 | 5 replies

so i have been using them since october of last year. I was refered to them by a friend who is an investor.

its been 5 months, I have paid off almost all my bad dept. (i 1 collection that i owe on for less then 300 a...

Steven Barr Explanation breaking down loan costs
12 February 2023 | 11 replies

Hi BP - I am buying an investment property for $90,000 with 25% down. All of my costs are below. The closing costs seem VERY high. Is this a reasonable amount to assume paying?Purchase price: 90,000Borrower closing co...

Rick Howell Loan Features To Avoid: Balloon Payments & Negative Amortization
29 March 2019 | 0 replies

Among all the paperwork involved with taking out a mortgage, it is very easy to let your mind wander and simply sign on the dotted line. But be careful, you should read through the details of the loan.You have to ask ...