Hey all, I am closing on my first property in less than two weeks. My PMI has changed 3 times, supposedly my lender had included my 2nd income but during under writing this was changed to not be included, since I have...

I signed "Uniform Residential Loan Application" on May 18, 2023, and locked in a 6% conventional loan mortgage rate with 0 points.  On Friday June 16, 2023, one business day before the closing date (closing is 6/20/20...

Friday September 5th 2008 Fannie issued an announcement pertaining to what most of us expected was coming. This has been a topic misunderstood by many investors and even mortgage brokers. Over the last several months ...

Time to get off the real estate fence, folks - the 1 Year LIBOR has increased, and mortgage rate is going from 3.125% to 3.875%.... the bottom is gone... but some folks won't "get it" and then they will experience the...

I have a few commercial loans with 10-12 years left on them. The rates are held for the life of the loan. I asked my commercial banker if there are any ways I can take advantage of the low rates. They said they could ...

How long does a lender usually want a borrower to live in a primary residence before they move out and make it a rental property, (in order to keep the lower primary-residence loan rate)? 

Currently under contract for an investment property with a rate lock in place and agreed 15% down payment due to great credit scores. During the due diligence I negotiated the price down $15k. Now the lender says they...

How has your strategy changed regarding cap rates with much higher interest rates, if it has?

Lets say you acquire a 100 unit multi family 100% occupancy. Minimal repairs needed, just paint, lighting, signage.. In your experiences what is the retention rate for the first year?

Hi everyone. I'm hoping you can help me find some good DSCR lenders and give me an idea of the going rates? I was quoted 9.75% for a DSCR on a rental property recently. Is that average? High? Low?! As I am shopping, w...