Pardon me in advance that this is a bit long-winded, but you can get a "too long; didn't read" summary down at the bottom.

So I've been working 18 years now. All of those years were in fairly well jobs, but it is he...

I'm in a bit of a situation
My wife and her parents are selling a duplex they own together.
My wife is trusting me to re invest into cash positive investments.
We could stand to take as much as a quarter million, a...

I'm trying to retrain my brain on this kind of product compared to the traditional Principal and Interest.  My thought is why wouldn't I do an all interest 10 year loan at 4.99%?  Prepayment penalty is only the first ...