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Results (2391)
Brian Nordman Is Whole Life Insurance a smart investment to diversify?
6 February 2019 | 165 replies

Alright, so I've done some research into Whole Life Insurance and I think it has some awesome benefits. In my research though it seems to be pretty equal between the people who strongly advise against it and for it. O...

George Gammon Dave Ramsey Is Misleading The Public
19 August 2019 | 108 replies

I wanted to address this to educate people who have been mislead by the financial services industry...not just Dave Ramsey Step 7 - Build wealth and give. This is where he want's you to "invest in mutual funds," and...

Vina Real Beware of Mr. Joseph England, Podcast speaker #206!!!
24 September 2020 | 130 replies

Beware of Joe England! Podcast speaker #206I had a bad experience lending money to Mr. Joseph England. I want to share my experience in the hope of helping others who are thinking of investing with him. I always see h...

Wai Fung Infinite Banking Concept, Cash Flow Banking, or Bank on Yourself
29 July 2021 | 216 replies

Has anybody used a IBC, CFB, or BOY policy to purchase real estate and use the returns to pay back the policy at higher interest rates than the policy charges? If so, what are the pros and cons? What are your thoughts...

Erik Sherburne How leveraged are you?
19 March 2018 | 87 replies

Curious out there what people use as a general rule for how leveraged they are.   How comfortable you are with debt.  Do you have 401K loans?  Would you cash out a Roth IRA?   Do you use HELOCs off your primary?   For...

Diana Dorantes WHO IS BUYING vs WHO IS WAITING FOR THE SALE TO BEGIN?
23 February 2021 | 107 replies

Hello Bigger Pockets! I know the market has been pretty hot overall this past year.  With that said, wanting to know if there are areas within the US where investors are still buying, cautiously buying or waiting for ...

David Gregory International Investor Success Stories
8 December 2021 | 56 replies

Hi, I would like to hear from Non US Citizens investing in the US on how they are going with their investment strategy, what strategies they find are most successful for them with being a remote investor and the hurdl...

Adam Widder Where to store rental reserves?
20 November 2021 | 73 replies

We're going on 3 properties, and I'm wondering where others store their reserves for their rental properties? My general rule of thumb was 6 months of PITI, which I have in a savings account. As we go to 3 properties,...

Marco Santarelli What is your MINIMUM required Capitalization (Cap) Rate?
26 June 2016 | 89 replies

Although I'm not a big fan of using the Capitalization (Cap) Rate to analyze a property, it is a number used by many investors as a quick one-dimensional metric.  It is also one that is more commonly used in the comme...

Matthew Mucker Where does the 50% rule come from?
1 May 2021 | 300 replies

I know the "50% rule" is bandied about as gospel here in the forums, but haven't seen any actual, hard data that says that operating expenses tend to be ~50% of gross rent income. I'd like to verify this number is, in...