We purchased a duplex and will be living on 1 side and renting the other. I found out llc is not a good idea. Do I need umbrella insurance or landlords insurance or both? Landlord is significantly more than umbrella. 

I have my Personal Home, Auto and 6 Rental properties covered with the same insurance company. I requested a 1 million Umbrella policy to be safe but they won't include liability from rental properties under the Umbr...

I own 8 SFR in DFW area and have landlord liability insurance (USLI) for all properties for 1M per occurrence. For the 3 triplex I own in San Diego, I only have regular home insurance. Should I purchase additional umb...

Will an umbrella policy be enough to cover a lawsuit when owning multi family and commercial properties? Or is both needed when we have a lot of equity invested?  Also, for each property should they have their own umb...

My husband and I just made our first property purchase. We are buying in Alabama and live in California.We are going to postpone getting an LLC until we get a few more properties. Being out of state a lot of the insur...

I'm going through the purchase process for my first two buy and hold rentals in Philly right now, but I have no idea what kind of insurance policies I need to carry.  I've been going through the forums but I can't see...

We had umbrella insurance(commercial) but few questions always unclear:1. The agent reduced FL SFR liability  to $100k but not $300k.  Does this true?2. The umbrella insurance will not cover self-directed IRA properti...

I'm acquiring my 5th buy and hold property and plan to rehab for about a month, then market for rent. My current 4 are under personal landlord insurance policies through Geico and umbrella is also through geico. All r...

Because of numerous lender issues with LLCs, I've decided I want to try and protect my assets with an umbrella policy, for at least the present.  I've read several threads on BP on this topic, and I'm still hitting th...

If you have standard landlord insurance on your individual properties, and want to put on an umbrella insurance policy, is it better to use a different provider to "diversify" coverage? Potentially if your initial pol...