Scott Wiliamson
To HELOC or not to HELOC
Hello BP members,So I have been gaining my education on real estate investing through BP (thank you all I can't express how awesome of a community this is) ], reading books and other searches on the internet. I have b...
Erick Vallejo
Family vs The 2 Year Rule?
Hey BP members! So I've heard a lot about this 2 year rule that some lenders require in order for your rental income to count towards your DTI. My question is, do siblings count towards this "clock"? My younger siblin...
Will Proulx
Understanding Cashout REFI vs. HELOC
Hi guys, Will here, new to bigger pockets, I've learned more in the past 3 weeks about REI than I ever thought possible thanks to this site and all you experienced members willing to share info with people like me!I h...
Alexander Walker
Funding Primary Res/Short term ABnB Rental-Shipping Cont.& land
Greetings from Cary, NC. My name is Alex Walker and I am new to real estate and this forum. However, I come seeking advice on a project I’m pursuing this year.
I am developing a concept to up-cycle shipping container...
Sophia Berry
HELOC on an Investment Property
Hello all,Does anyone know of a Bank or Credit Union that will do a HELOC on an Investment property? The property is located in CA. I already have a HELOC with PEN FED however, was denied to increase the limit becau...
Frank Hardy
Commercial property mortgage
What are my finance options to purchase a commercial building as my primary residence and not put down 25%. Building is only 25% residential and rest is vacant.
Garrett Culpepper
Philadelphia Lending Recommendation
Hello all, looking for some advice on creative financing and lending. We currently have a primary residence here in Philadelphia. We just came across an amazing investment opportunity in the city. The home is 3500sqft...
Anthony Leodoro
TROUBLE SECURING HELOC BECAUSE OF Debt/Income RATIO- NEED ADVICE
I am trying to leverage my home's equity to access investment funds but I've run into a road block. I have tier 1 credit and according to the bank there's roughly $140,000 in equity in my home, but my debt to income r...
Thomas Cuddihy
Loan Options - Primary Residence vs. Investment Property rules
Hi, all! My name is Thomas and I am at the VERY beginning of my real estate investing journey. Bigger Pockets has helped my confidence to get started, so I'm very excited to be here. I currently reside in Montgomery C...
Jon Dawes
Keep equity for lower mortgage payment on primary v. buy cash-flowing invesements?
I'm still green around the ears but am preparing for my first rental property purchase this year. Assume for the sake of this conversation that all of my other finances are in order. I have been trying to process two ...