![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2817632/small_1694596671-avatar-bradleys162.jpg?twic=v1/output=image&v=2)
I have an opportunity to assume a loan at 2.5% in a HCOL SoCal community. Even at that rate I will still be losing about $800-$1000 per month with a renter due to HOA & Mello Roos. I'm ok with a negative cash fl...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1669508/small_1715981795-avatar-collinh21.jpg?twic=v1/output=image&v=2)
We have officially entered the "Hiney Showing" phase in the Smokies. That is, homes being offered for less than what was paid for them very recently. It's all a part of the boom/bust real estate cycle in resort are...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/372554/small_1720920160-avatar-adambartomeo.jpg?twic=v1/output=image&v=2)
Years ago I learned that when everyone is headed in a direction that you need to pay close attention to what is going on to avoid pitfalls. When my chiropractor started telling me that he was going to buy two rentals ...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1204351/small_1621510178-avatar-phils69.jpg?twic=v1/output=image&v=2)
I have lived in the San Francisco bay area for the last 15 or so years, and am anxious to start doing some buy-and-hold investing. However, it seems that price-to-rent ratios are solidly over 30 in my area, and gener...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/833322/small_1623101194-avatar-jasonj103.jpg?twic=v1/output=image&v=2)
Few would deny that the market is cyclical. It goes up for a few years then down for a few and repeat. I want to hear from other investors your thoughts about how to handle this. We are nearing that top (especially in...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/112956/small_1621417531-avatar-cirrusav8or.jpg?twic=v1/output=image&v=2)
Investing in real estate during a recession makes many people feel like a long-tailed cat in a room full of rocking chairs. For others, it’s an exciting opportunity.
In my 30 years of real estate investing, I’ve see...