I have a private mortgage from my parents, 2 years ago, I "prepaid" 12 months of it with a bonus I recieved from work, in order to free up monthly cash flow to rent a (much larger) apartment, also from my parents. I m...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2397378/small_1646868544-avatar-ajw35.jpg?twic=v1/output=image&v=2)
As primarily a buyer's broker the increase in mortgage rates has clearly made some investments and property purchases prohibitive. One part of the solution could be a 2x1 mortgage buy down. As I understand it, buyer's...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/546565/small_1621492260-avatar-bryand15.jpg?twic=v1/output=image&v=2)
Hello all
I'm hoping for some advice about using 0% credit cards to finance my first deal. I have $50,000+ on 0% interstate credit cards for 12-18 months. I want to stay under 80% of total limit so I'm looking ...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/439172/small_1621476689-avatar-kng10c.jpg?twic=v1/output=image&v=2)
After a year of saving up money to buy my first mulit unit property to house hack I take the step to go to a mortgage firm for the second time to see if the amount I originally qualified for would go up any as I am pa...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/66771/small_1621413871-avatar-jseiff.jpg?twic=v1/output=image&v=2)
I'm hoping to brainstorm with some experts that might be able to enlighten me on some strategies that I am not familiar with, or maybe help a light bulb go off in my head. I currently own 6 residential single family ...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/339679/small_1621445287-avatar-andreww17.jpg?twic=v1/output=image&v=2)
I rarely ever see anyone talk about amortization. So I'm trying to figure out how I should be thinking about this. In the first years of a loan you pick away at the principal very slowly. Is it worthwhile to use c...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/35132/small_1621367858-avatar-nycguy567.jpg?twic=v1/output=image&v=2)
hi everyone, new to the forum here.
let's say i have entered into a mortgage and due to economic conditions, i will be defaulting on the mortgage. what effect does the amount of equity that i've put in (paid down) a...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2412801/small_1647522679-avatar-jonathanm772.jpg?twic=v1/output=image&v=2)
Hi BP family, I wanted to share something that is dear to my heart and I hope you get something out of it. My apologies that it is not about real estate. It's about my story with an autoimmune disease. As a young kid ...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/245183/small_1720645914-avatar-jstur2008.jpg?twic=v1/output=image&v=2)
Hey BP Members. up until this point, our company has used local and regional banks for our debt. Now that our balance sheet and liquidity has risen we are weighing in agency debt as well for a potential $3-4M Purchase...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1568531/small_1621513680-avatar-stephenj104.jpg?twic=v1/output=image&v=2)
Hi BP family, I was curious, what are the best credit card options for my rental property business? Any suggestions would be great. Thanks!