Art Maydan
Credit Run Buy Unknown Sources Multiple Times
My lender sent me an inquiries form that lists everyone who's run my credit this year. Two of the companies are the other lenders I was talking to before going with this one, but a few run my credit multiple times and...
Will F.
Better to go through Loan Agent or directly through bank for Refinancing or New Loan?
Hi guys I was wondering if it is better to go to through a loan agent to compare loans or if it is better to go directly to two or three banks directly when getting a loan?
Do you usually get a better rate through a ...
Chauncy Gray
Applying For A Loan (VA Loan)
Hello Everyone,I recently applied for a VA Loan through a mortgage banker. After the mortgage banker pulled my credit history, I was told that I "don't have any credit history, and therefore no credit score". The mort...
Muhammad Ahmad
how can I improve my credit score
Hey Guys!I got pre-approval in December but could not close the deal and now I applied for another pre-approval last week for new construction that I found but it will probably close by august or September. That means...
Manuel Savorelli
Multiple Mortgage Brokers for Prequalification?
Hello board,My question is regarding whether there is an advantage in using multiple companies to pre-qual for a conventional mortgage, like for TK property. I'm aware that a pre-qual lasts ~90 days I'd like to get ...
Jennifer C.
Applying for HELOC-What is banks preferred reason?
Hello BPers.I'm applying for a HELOC so I can start investing. When applying, banks ask why you are taking out a HELOC. While I will also use the HELOC for things such as my son's educational expenses etc, that won't ...
David Szkotak
HELOC
I owe 110,000 on our personal residents that was just appraised at 260,000. Now I'm new so this might be a silly question but here it is. If I took out a heloc on 80 percent of the 150,000 now and the housing market d...
Marjorie Patton
RE Investor DTI ruining ability to get/use credit
I'm super curious if anyone else has encountered this issue...We are RE investors in Denver - we've got 3 investment properties (or 5 doors). We have >$2m in debt spread across the investment properties and our pri...
Khanh Tran
Refinance on a small building
Hi,I bought a small building (1200 sqft) for cash one year ago. I have leased this building to a commercial tenant, and i would like to refinance or HELOC for this building. This building is worth around 150K. I would...
Luis Crespo
Unsecured/ Secured Business Credit Cards
I now have 5 credit experiences in my business credit from Net 30 accounts and wondering how to proceed in applying for business credit cards. Anyone know the best business credit cards to apply for, for both unsecure...