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Results (10000)
James B. VA Refi -Bring Extra Cash to Closing or Pay Down Principal First?
9 March 2016 | 3 replies

I had a VA refinance set up, my VA appraisal for the LTV came in at 90% which is a problem. Now the company says it can't go through unless I bring the difference of about $11,000 extra cash to closing. But from what ...

Sam Gentile Cash Flow: save and put down on another house, or pay principal?
25 October 2019 | 9 replies

I am closing on a townhouse next month, and will be renting it out. All expenses a month equal $1400. I will be renting the unit for $1900 a month. Should I save all the cash flow and put down on another house, or pay...

Andrea Lopez Should I pocket my cashflow money or use it for principal payment?
18 October 2023 | 12 replies

Hi all, I'll be closing on my first 2-family this week and did some initial estimates and realized I'll probably be positively cash flowing anywhere $200-$500 a month. I'll be moving into the basement next year and wi...

Aidan Birmingham How to determine how much principal remains when balloon payment is due
25 June 2023 | 16 replies

I am closing a seller financing deal but am confused with how monthly payments are split up between principal and interest. How do I determine how much principal is owed at the 10 year mark for the balloon payment? I ...

Eric Castaneda Saving for a First Home! How to make the most of my principal
31 May 2023 | 6 replies

Would appreciate any advice or personal experiences from anyone on this topic!With housing prices ridiculously high and rising interest rates, I have decided to live at home with my mom to save up money for a down pay...

JayCinta Henry How to choose a rate
11 August 2022 | 1 reply

Got these rates from better.com. In consideration for SFR purchase, about $250k, as a primary with 5%, house hack for one year and then rent out. Goal is to cashflow and future equity.1-Which rate makes sense? 2-What ...

Sean Bramble Executory/ land contract tax question
25 November 2022 | 7 replies

I’m considering buying an STR property with a land contract (also known as an executory contract or contract for deed) with 0% interest payments … meaning each payment would be pure principal pay down. No interest exp...

Ali Samana 1st grader Vs Teacher...(Humor)
29 September 2010 | 0 replies

Something to make you laugh. I am not sure if it is too explicit for the site, I apologize if it is Josh.


A first-grade teacher, Ms. Brooks, was having trouble with one of her students The teacher asked, 'Har...

Mark Sanchez Handling principal payments & depreciation on a non-cash flowing property at tax time
15 October 2023 | 16 replies

Hi all!
If I had a rental property with exactly zero cash flow at the end of the year (after paying for mortgage/escrow/insurance/maintenance/etc.), would some of my depreciation expense shield the funds that were us...

Ben Bakhshi Buying a note that is late in it's straight line amortization schedule
5 February 2015 | 5 replies

With straight line amortization schedules, interest payments decline over the life of the loan.Does anyone have some tips (or formulas, or excel tables) for calculating the actual interest collected if you buy a note ...