![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/729636/small_1652120529-avatar-nathans101.jpg?twic=v1/output=image&v=2)
Hello Bigger Pockets Community, My Name is Nathan Shepard, I'd love to tell you a little bit about me. I'm currently 20 years old and I work full time as an automotive technician at a new car dealership. May of 20...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3083489/small_1721792486-avatar-robe78.jpg?twic=v1/output=image&v=2)
Hey y'all,I've had a lot of previous experience with rentals (single & small multi family, STR) and did my first flip in 2023 (where I lost a very small amount due to contractors taking 3x the estimated timeline),...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/469783/small_1696143461-avatar-jamesc114.jpg?twic=v1/output=image&v=2)
I've been listen to Dave Ramsey the past months. I've learned alot from him. He's very knowledgable about Real Estate and having financial freedom. But he also don't agree with financing. He constantly stress get rid ...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2529727/small_1661513818-avatar-anthonyj389.jpg?twic=v1/output=image&v=2)
Hello everyone,Currently as a recent graduate I do not have the W2 history to use conventional loans so my main focus has been DSCR loans. I have the bank statements and reserves part of the loan process secured. My q...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2123418/small_1737245637-avatar-kyler334.jpg?twic=v1/output=image&v=2)
Hi BP Community,
I'm looking for advice on whether I should rent out or sell my home in Sacramento, CA. I’m moving out of the house soon and will be living rent-free with my wife at my parents' place in the Bay Area ...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/138746/small_1694608865-avatar-doityourself.jpg?twic=v1/output=image&v=2)
I have a $1m house paid off. 830 FICO.
If I cash out refi, I can easily get a loan for $300k to buy a fixer.
After spending $50k out of pocket to repair, ARV is $500k. I want to further leverage the increased equity...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/267996/small_1695692462-avatar-chrisr10.jpg?twic=v1/output=image&v=2)
Just curious - I've never been part of a syndication either as an investor or the syndicator. We own our own stuff directly, and thus can simply ride out long down cycles (as long as we are not over-leveraged) and con...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/23024/small_1673720691-avatar-oddproperties.jpg?twic=v1/output=image&v=2)
I started a hard money lending business with a couple of partners in the Nebraska and Iowa marketplace using our own capital. Demand has been solid, and it has become apparent that we are going to have all of our mone...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/812634/small_1695650477-avatar-charlesh107.jpg?twic=v1/output=image&v=2)
I am 51 years old and disabled. My primary (and currently only) source of income is SSDI (Social Security Disability Insurance). My wife is currently unemployed, and has also applied for disability and her case is p...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2289571/small_1643224344-avatar-michaelk1040.jpg?twic=v1/output=image&v=2)
This may come down to not understanding Subject to as well as I need to, but I had a few questions on the strategy as it relates to payments and equity built in the property. For context, I am trying to figure out if ...