California is on fire and they don't have enough water to stop it. 
California is the richest state in the USA.
California has 3,427 miles of Coastline.
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Make it make sense.

I want to build equity with my primary home as soon as possible. And I came across a method using HELOC to reduce the interest paid to the mortgage. Does any one have experience with it?

I recently came across a new strategy that I don't quite understand and it sounds too good to be true. The principal is simple. Use your heloc to pay your mortgage and funnel all your funds in and out of it like a che...