![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2702437/small_1679533924-avatar-jacksonfoutch.jpg?twic=v1/output=image&v=2)
With the current state of the CRE market and large office vacancy rates, my team and I have found a solution to combat the upcoming pain in the office building market. Our company, Foutch Brothers, based out of Kansas...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1280620/small_1621510942-avatar-nathanclaire.jpg?twic=v1/output=image&v=2)
Expenses, liabilities, charges, fees, bills etc.Whatever you want to call them, they hurt and we are always trying to find a way to reduce our costs. One of the largest expenses we face is often our housing payment....
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/102948/small_1694565933-avatar-klatchers.jpg?twic=v1/output=image&v=2)
I always know that getting insurance on a property was a pain. Now:
-- the statewide rates went up 23% in one year.
-- the last duplex I got, they would only insure it for sales price ($46K), not replacement value
-...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/925268/small_1621505648-avatar-andrewd190.jpg?twic=v1/output=image&v=2)
To reduce risk, looking at options around forming an LLC. Would be interested in any feedback from anyone that has gone through the process. More specifically, at what number of units did you move properties into on...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/56281/small_1720353977-avatar-yellow_dog.jpg?twic=v1/output=image&v=2)
I've got an overly needy tenant who emails or texts with something new for me to do every few days. She's in a beautifully totally rehabbed house and there aren't any real issues with it, she is just over the top OCD....
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/232779/small_1621434998-avatar-7differentways.jpg?twic=v1/output=image&v=2)
We have a relatively small mortgage with a relatively high 15yr pmt. We are 9 years in.
We were considering doing cash-out refi's on 3 residential rentals to pull out about $300k to beef up our opportunity fund.
...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/182136/small_1728924093-avatar-scotttrench.jpg?twic=v1/output=image&v=2)
I continue to have arguments with close friends and colleagues about where rates are headed in the next year. And, while it's anyone's guess, I just continue to think that some investors are a little crazy/deluded to ...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/314684/small_1621443622-avatar-bobbyjames.jpg?twic=v1/output=image&v=2)
I have a tenant who is going to have an organization (like Nstar or Eversource) come in and do an energy audit. I just found out that they are looking to do spray foam insulation in the walls, which would mean a hole ...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/892044/small_1621505095-avatar-josephw99.jpg?twic=v1/output=image&v=2)
What do I do if my tenant offers partial rent payment? The say they will be able to pay the remaining balance on their next payday? Do I accept it? I've heard that accepting partial payment makes it harder to win an e...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1743216/small_1696790080-avatar-joshw278.jpg?twic=v1/output=image&v=2)
How low do you go when making an offer to a bank on a REO Property? I am looking to flip a property in West Michigan. However, in my opinion, the bank is asking way too much for a property in which they own. They are ...