Mark B.
Refinancing a Variable Rate Closed Mortgage
I bought my first rental property 18 months ago on a 25 year amortization, 5 year term variable rate closed mortgage. I made a 20% downpayment and then a 20% lump sum extra payment against the principal after the firs...
Khurram Mirza
Fixed rate vs variable in current environment
A lot of newbie investors at the BRRR refinancing stage will have a tough time deciding whether to go with Variable vs Fixed rate mortgages due to Gov continuous rate hikes. Variable gives pre-payment flexibility and ...
Matt A.
Is Cap Rate a dependent or independent variable?
So my understanding is correct:
The figure represents how productive the property is relative to its value.
The three figures (NOI, value and CR) seem to flow in a circle
Rental demand drives rent price
The expected ...
Jay C.
HELOC variable rate. Should I lock it now?
Hi all,
I purchased a rental house back in Dec. at a low interest rate and using a HELOC for down payment and rehab costs. With interest rates rising and those of us with HELOCs with variable rates, what's the strat...
Michelle L.
Losing cashflow due to increasing variable rate HELOC
Hello all,I'm on the struggle bus trying to determine what to do with a STR that I bought in cash last November using a variable rate HELOC from my primary residence. I got a good deal on the this condo which was cas...
Timothy Carr
What to do with 142k variable rate heloc
Family of 3 married in the military. 1 rental property in nh values at between 160-180k depending on the day. Brings in 2k rent per month. Every qtr about 1200 in taxes. This is what I have the heloc on. New house bei...
Jarred L.
Confused on what to do (variable interest rate)
hey guys! need some advice.I have owned a triplex for about 2 years now. I got in when interest rates were great but i took variable and unfortunately the rates have gone up and my monthly payments have gone up almost...
Dr. Jordan E Smith
Do you hold investment properties with variable interest rates?
Just curious what other investors are doing regarding the short fixed interest period on commercial loans..
I suppose most would say that they wait to see what the market is doing at the time the variable interest r...
Dr. Jordan E Smith
Commercial Loan Variable Interest Rate After Only 5 Years??
Hey all!
I'm looking at an rv / boat storage complex in GA, and the numbers work for us EXCEPT for the fact that we are being quoted on a commercial interest rate that can only be fixed for 5 years.
Wondering if a...
Jacob Perez
Who's swapping into the low variable rates being offered?
Hey Guys,Thought I'd provide a friendly heads up for everyone. The banks are getting realllly competitive with their variable rate offerings right now. If you currently have a variable, it's a super low penalty to swa...