Wes Harding
California Specific - Financing for Energy Upgrades
Just thought I would let everyone know of this home energy efficiency improvement financing resource available for most areas in California. I am not a representative of this financing program, but do act as a general...
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Conventional Loan with Co-signer
Hello -
I was wondering what the chances are of a bank or other lending institution letting me borrow with a co-signer. I am 24 with a 750 credit rating, but I really don't have any assets to speak of other than a c...
Ryan Robinson
How being a guarantor for a LLC impacts your credit
I'm getting a commercial loan to purchase a property under my LLC. Since this is my first purchase, I'm being asked to list myself and my partner as guarantors. How will this impact our credit?Is there a benefit ( a...
Stephen Igbeka
Trying to get pre approved
To get pre-approved/pre-qualified for a loan, does anyone know how much points it costs on your credit?Thanks for the Input
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Any credit-building tips for Foreign Nationals?
I've recently moved to the US, and am having a hard time finding a lender that will lend to Foreign Nationals. I've found plenty of deals, but have no credit history (as opposed to credit score)
What's a fast-track a...
Kumar Raja
Credit score and mortgage loan
I am earning >200k this year. But due to a mistake my wife did I got a derogatory item last year. My credit score is 650 or around... can I get a mortgage loan or should I wait??
Michael Rivera
Planning to take a mortgage
Hi,I would like to get some advice regarding buying a home with the help of a mortgage. I have been living in a rented home. Now, my wife and I wish to buy our own condo. I recently changed my job and I have a higher ...
Adolfo Lopez
Tenants from he'll. HEEEELP
Hey Biggerpockets guys... so I bought a 4plex in California a couple months ago and inherited 4 unfavorable tenants to put it nicely. So they didn't have any form of lease or contract so when I took over I had leases ...
Patrick Shaughnessy
Consumer Debt Collection and Unregulated Debt Purchasers
Hello, On Thursday, October 9, NPR's "Fresh Air", hosted by Teri Gross will air a compelling program about the above. Summary: The underworld of consumer debt collection and the unregulated collectors who buy and ...
Blake Nelson
New effects and recent changes to consumer credit scoring. Credit
With so many different scoring models and with consumers increasingly becoming confused when they check their credit scores and getting a different score depending on where they checked it at, I wanted to lend my expe...