Ken Wang
Ask experience for bed credit applicants
(typo, I meant bad not bed credit... the system won't let me edit the title afterwards, :p )Dear friends, I have an applicant for my rental property. Everything seems ok. The applicant has a stable job (UPS for 27 y...
Tyler Speelman
2 Potential tenants. 1 with good credit the other with below 600
I have several scheduled viewings for a vacancy. 2 potential tenants, a couple that will be living together has submitted application without yet seeing the available unit. One of the potential tenants meets all quali...
Alain Haug
Are we eligible for convenient loan?
Hello BP, and greetings from Switzerland.Simple question, not so easy background:Will we be eligible for a conventional loan (Freddy Fannie)?Background: my wife and I are currently living in Switzerland. She is US cit...
Deb Smith
Credit score
What is the lowest score you would allow?
I used to allow lower depending on what caused it and require 2 months security, but not sure I want to do that any longer
Wendy H.
Tenant Screening Question
Hi BP! It's our very first time screening tenants and have a question. We're running into a lot of applicants where they have older parent(s) that live with them, some who still work, some don't. Our current requireme...
Joseph Shin
Inquiries about FHA loan
I am fairly new to real estate (only 14 years old) and I was heard (from some people in the BP community) that i can (when older) can use an FHA loan and rent it out I can live for free. However while doing further re...
Charles Hathcock
DTI is too high with 2 mortgages in my name
Hello, We have 2 homes so far, one is rented out and we live in the other. Both are FHA as the bank said it was legal since we lived in the first home for more than a year. My problem is that my credit score has tan...
Cerelia Bennett
Clean credit / low credit score question
Hi everyone,I'd love some feedback on my scenario. I have an applicant with the following scenario:1. Income 4x the monthly rent. 2. Credit history is flawless - mortgages paid off, solid history of paying credit ...
Derek Morrison
Do both applicants need to qualify?
If I have a boyfriend and girlfriend who are both applying to be tenants, one qualifies and one does not (low credit). Do you guys require all applicants to meet your criteria invidually? Is it different if they are m...
Michael Zack
Minimum tenant credit score?
What's the minimum credit score that I should allow? I live in a good area, 5 minute walk to a few restaurants and train into Boston.