I own two properties free and clear, with a total value of $750,000.  I live in one and rent out the other.  I’ve been turned down for a HELOC by three different lenders (Penfed, US Bank, and Wells Fargo) all because ...

After some in depth study over the past few weeks, including hours of BP produced audio, interaction with the community, reading 123flip.com, and Marty Boardman's book, I think I finally have an understanding of the b...