Daniel B.
Easier to qualify for a mortgage than a car loan?
Hi, My wife and I have always purchased used cars. With multiple kids now including a another baby on the way, we are looking at buying a new vehicle to get something safe for our family. We are looking at getting a...
Vernalene Perez
how do you get the best auto loan?
My husband and I are talking about replacing my old car with an SUV and to get the best loan deal, we need to do our homework. how do you get the best auto loan? could you please share your tips in getting best deal a...
Anthony Taitt
Show stopper 30 days before closing?
I am purchasing a new construction home from DR Horton and going through the loan process with DHI Title company. Everything has been going smooth so far until I received a 30 day late notice from my auto loan today. ...
Byron Bohlsen
Income question on loan applications CC auto etc
Hi Folks,When applying for credit cards auto loans etc and they ask you about your yearly income how do you take into account your rental income? Do you include total coming in or scale it back to after piti income or...
Jared Cruz
Use savings account for auto loan early payoff?
Hi there! I have an auto loan of 3% and a remaining balance of $10k. I have around $11k in my savings account and I was thinking of using that to pay off my loan soon.Other than my car and mortgage, I am completely de...
Asif Moinuddin
Moving auto + rental home to LLC to improve LLC financials
I have a car that I rent out via Turo that nets me -$100/month (i.e. $100 loss after accounting for all expenses) and am wanting to expand this business. This is because scaling the operation is key to improving the ...
Michael Evans
Business Credit Financing: EIN or DUNS number
Hi everyone,
Do banks use your EIN, DUNS number, or both for business financing? Also, can you use one or the other? I have an American Express Business credit card for my LLC which was setup with my EIN an...
Andrew Perkins
Tenant selection candidates
We just listed our first rental property and received lots of interest in it. We have narrowed it down to two candidates and I’m having trouble deciding which one is more qualified. This single family home is in a c...
Ed L.
Build credit for real estate investing..
Imagine you are the mentor of an 18 year old kid that wants to get into real estate investing but has ZERO credit history.. Pretty much the position I am in.. No authorized user options available.. What would you reco...
Robert Smith
Low Credit Score - High Debt - No Late Payments For 4 Years?
I have an applicant who has a credit score of 650, $97,000+ in debt ($53,000+ in credit card debt, and $42,000+ in auto loan debt), but has not been late on a payment in 4 years according to his credit report.He claim...