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Results (1007)
Geoff Bishop Refinance Calculators - Pitiful !
17 July 2020 | 3 replies

Is there a single Refinance Calculator on the web that takes into account MORTGAGE INSURANCE (PMI)? As in, I'm paying it NOW, and I WON'T BE PAYING IT after I refinance, so include that in my monthly savings, please....

Chris Lombardi FHA Mortgage Insurance
12 April 2017 | 9 replies

I'd like to purchase a multi family place, live in one of the units, and put less than the conventional 25% as a down payment using an FHA mortgage.I know this would require an extra 0.85% on my interest rate as MIP, ...

Nathan Davis Seller concessions and PMI
3 May 2020 | 7 replies

I took around but couldn't find a conclusive answer. I'm thinking of asking for seller concessions to be applied to PMI/MIP. From what I've read that seems permissible. My question is how that concession is applied to...

Adam Juodis Mortgage Insurance Premiums(MIP) on FHA Loans?
17 November 2016 | 6 replies

I'm looking into possibly doing a house hack. While reading my book, the discussion about MIPs came up, and that there is a possibility that a good deal can be made bad due to high MIP fees when using a FHA loan.  Wha...

John Kurtis Am I wrong or is my loan officer?
28 October 2021 | 3 replies

I got into a debate with a loan officer from my mortgage company on the phone. He wants me to refinance my FHA loan with 3.5% interest and 148$ Mortgage insurance premium, To a conventional loan with the same but mayb...

Dieudonne T. About to meet a banker for FHA loan any advice?
6 September 2020 | 6 replies

Hi am a newbie at RI, taking my first action by visit a banker. any advice on what to ask? thinks to look out for? would be great, I’ve listened to some podcasts and reading the book on real estate investing which le...

Sebastien Beauboeuf *Complicated FHA VS HomePossible situation* Need help!
22 May 2020 | 14 replies

My gf and I are in a situation where we have the option to choose between FHA or HomePossible. In either cases we would be putting 10% down and planning on refinancing out of mortgage insurance in about 2 years, after...

Mark Smith FHA Loan
27 August 2015 | 11 replies

So here is a bit of my story to help explain my thinking.  I received my master's degree in May, 2014.  Along with that came student loan debt...awesome!  I have a good job, but student loan payments really take up a ...

Jamel Williams 3.5 VS 20 PERCENT DOWN
18 November 2015 | 6 replies

big question is the MPI that high that affects your mortage rate if you were looking to flip 

William Hinsche FHA 203K program vs. Home Improvement Loan vs. Other?
26 November 2021 | 3 replies

FHA 203K program vs. Home Improvement Loan vs. Other?

$50K-$60K rehab costs for a duplex.
Need lowest cash in, and lowest monthly payments. Shortest timeline to make ready.
Which one do you recommend?