![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/166740/small_1641931562-avatar-cpichler.jpg?twic=v1/output=image&v=2)
I have had a rental real estate business on the side for the last six years. I continued to work during that time and always used my paychecks and W2s to get financing for each of the properties. As of January I am on...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/670652/small_1621495137-avatar-drines.jpg?twic=v1/output=image&v=2)
I'm a first time home buyer, applying for a FHA loan. I'm searching in the Western Massachusetts area I want to quick give you an introduction to my circumstances. I work as a traveling occupational therapist, mean...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/213562/small_1621433681-avatar-upwardliving.jpg?twic=v1/output=image&v=2)
Ive crossed the debt to income ratio (now at 60%). The only debt I have is my own residence and a few rental properties. What pushed me over was a 40k heloc I just took out on my primary residence.
I spoke a few com...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/213562/small_1621433681-avatar-upwardliving.jpg?twic=v1/output=image&v=2)
Ive crossed the debt to income ratio (now at 60%). The only debt I have is my own residence and a few rental properties. What pushed me over was a 40k heloc I just took out on my primary residence.
I spoke a few com...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1079233/small_1621508537-avatar-shanem83.jpg?twic=v1/output=image&v=2)
My question is I have an offer on the table to buy a piece of Commercial Real Estate, I put 10k earnest deposit on the Purchase Agreement, but they won't send back a signed purchase agreement until I have a pre-approv...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2199732/small_1629033666-avatar-jonathanb651.jpg?twic=v1/output=image&v=2)
How can the broker add my prospective property income to my DTI? I have enough for a downpayment, good credit, and no debt but my income is too low. I understood I could use 75% of the other units' rent to make up for...
I'm hoping that someone sees this and can dive in with "real talk." I'm going to lay it out there, and as I'm learning through this initial start up process (and I'm a quick learner) that I'll be able to realistically...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/478954/small_1621478482-avatar-danielg54.jpg?twic=v1/output=image&v=2)
Hello everybody,I am in Dallas, Texas and I have recently been approved for a loan that guarantees 30,000 in credit and if some other things fall through then I can maybe receive more double that amount. My question o...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2920140/small_1705296118-avatar-kevins1319.jpg?twic=v1/output=image&v=2)
Hi everyone. Need some advice from lenders as well as experienced investors. I am getting ready to choose my lender from several I spoke to. Should I choose only one lender to qualify me or more than one? How will...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/56568/small_1621412384-avatar-treemoney.jpg?twic=v1/output=image&v=2)
Ok, here's the story...
I am in the process of buying a property in NJ which is a short sale. At the time the offer was submitted. The loan was owned by Wells Fargo. I received the short sale approval on Friday, July...