![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/671307/small_1621495150-avatar-sarahsmith567.jpg?twic=v1/output=image&v=2)
I am an experienced real estate investor. I own over 70 rentals, but have primarily had a buy and hold strategy. My husband and I have been trying to build our residual income. We recently sold an 8 unit apartment ...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1293403/small_1621511064-avatar-aprealestateguy.jpg?twic=v1/output=image&v=2)
I was recently told that I don't qualify for a conventional loan because of my debt to income ratio due to college loans. I don't have an astronomical amount of debt and no other debt besides my wife's car payment and...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/42096/small_1621407110-avatar-financexaminer.jpg?twic=v1/output=image&v=2)
It's law, the Supreme Court held that the Affordable Care Act (Obamacare) is valied under the taxing authority.
Yes, I know healthcare is one word....
However, states can opt out with the Medicaid portion. Now what?
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/609202/small_1725315146-avatar-alecd.jpg?twic=v1/output=image&v=2)
Hey guys.
I currently have a condo flip in escrow and I am having the biggest issue with the HOA.
To start, I made a mistake... At the beginning of escrow when purchasing this unit, I asked for the proper documents ...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1319112/small_1736999807-avatar-joshh238.jpg?twic=v1/output=image&v=2)
Good Morning BP Community,Is Hard Money really for suckers?
My wife and I have done about 30 flips over the past few years, typically with a partner of ours that has a good amount of cash which he invests, then we sp...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/291231/small_1621442040-avatar-nbrubaker.jpg?twic=v1/output=image&v=2)
Hi everyone,My wife and I are planning to purchase our first property here int he Decatur/Atlanta area. We're wondering if we should obtain a mortgage from the outset or pay cash and then refinance. The way I see it...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/175912/small_1694734137-avatar-kesgn.jpg?twic=v1/output=image&v=2)
There are lots of discussion about having properties in different class area with different quality of tenantsHow to determine which class does a area belong to or the definitions are more subjective to investor?
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/919407/small_1675864482-avatar-jaybirdrn.jpg?twic=v1/output=image&v=2)
I have three potential tenants scheduled for showings in the next couple days. We are renting our MIL studio. The rental is in high demand and I am wondering how I can choose if all three tenants are interested. -Sho...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/858800/small_1732128860-avatar-ashlym.jpg?twic=v1/output=image&v=2)
Hey BP! So we just purchase a property about a month ago. One of the tenants had his uncle staying with him after a separation, he must have started staying there right before we closed and took possession. Well the u...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/966418/small_1621506449-avatar-philipj23.jpg?twic=v1/output=image&v=2)
Hi,I have 5 flip-to-rent properties, and i have a day job as well ... I just refinanced a property and my loan officer said I have a "high debt to income ratio of 48" What does that mean? How do I get this down? I am ...