Hi all - I'm looking to pull a HELOC to finance first property / properties out of state (I'm in Cali). Have about $400k in equity in home and considering starting with $100-200k HELOC to have funds available, and to ...

Where do you think we are in the real estate cycle?  How fast do you think that change will come?  What changes can we prognosticate for the short term future?  These predictions matter because they affect our current...

Has anyone received notice of a change in the LIBOR index to a new index based on the "Secured Overnight Financing Rate" (SOFR). I currently have an ARM loan which according to my promissory note is fixed until mid 20...

Ever wondered how to track the market for mortgage rates, especially when it comes to Non-QM and DSCR Loans?  Check out my latest article published here on BP!Thoughts/comments/feedback?  Did I forget anything? let me...

Bullish on Residential Values based on Constriction and Escalation in AD&C LoansLoan availability is down 70% & Rates have doubled to 15%What are your thoughts?Tightening credit and increased rates for builder...

Hi Everyone,I’m a newbie here, so please forgive me if I’m in the wrong place.I’m about to buy a 3 unit property in NYC. My plan was to buy it with a Bridge Loan, do some extensive renovation and refinance using Rate ...

When doing a cash out refinance and the lender says they locked in your rate, did the cost of your mortgage/discount points also get locked in or is that going to fluctuate until closing?

With the recent increase in interest rates, real estate investors have had to make some shifts in their investment strategies. The recent uptick in interest rates might seem daunting for some real estate investors, ...

Hello everyone,I am currently in the process of refinancing a property into a 15 year loan. Yesterday I spoke with my real estate agent and she brought up something I hadn't thought of before. She suggested that I ref...

Hi, I bought a building where I have common area and basement. Is common area considered Residential or business? PSEG charge me gas and electricity as business. Any input appreciated.