![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/492064/small_1621479093-avatar-kevino33.jpg?twic=v1/output=image&v=2)
Ask any question regarding multifamily lending with Fannie and Freddie. Topics may include proper expense guidance, COVID-19 escrows and their releases, net worth and liquidity requirements or non-recourse elements. I...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1822152/small_1631116244-avatar-nathant102.jpg?twic=v1/output=image&v=2)
I am starting out in REI and part of my plan to get started is to use a HELOC on my personal property. When I first applied I estimated my home value at 390k which would give me a line of credit of 62k at an 80% loan ...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/452942/small_1621477309-avatar-kevinc192.jpg?twic=v1/output=image&v=2)
My name is Kevin,I'm 22 years old. I open my first small business at the age of 18 selling electronic cigarettes, it was going really well until the competition of other shops grew.I now work a regular job paying abou...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1232244/small_1665159831-avatar-kharif.jpg?twic=v1/output=image&v=2)
My understanding is that lenders look for 6 months PITI reserves. How do they know you would use those funds for PITI? Am i required to put that lumpsome in escrow? How impactful are piti reserves on rate, LTV and app...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1504796/small_1621513003-avatar-rolandoc11.jpg?twic=v1/output=image&v=2)
So i have some one who i know is legitimate and just told me what he can offer me. His offer is i pay 10% of property and he pays the other 90% with 9%-9.5% interest. And he also pays 100% of the rehab. Im just wonder...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/197624/small_1621432584-avatar-kchartra.jpg?twic=v1/output=image&v=2)
I am evaluating offers from several banks for HELOCs on my investment properties. Basically, after my houses are rehabbed and while they are on the market, it is sometimes good to be able to borrow against them wi...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/131480/small_1621418380-avatar-kyran.jpg?twic=v1/output=image&v=2)
Hi all,
I was wondering if it is possible to finance a house with a conventional mortgage AND seller financing. The DTI allowed by the bank is restricting our ability to borrow for the next house, but I was thinking...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1779730/small_1621515543-avatar-oscarl33.jpg?twic=v1/output=image&v=2)
Hi BP,I currently have my first house financed with a VA loan. I've been considering refinancing into a conventional loan with the equity I have.Is this feasible? What are the pros/cons?
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1671761/small_1652834796-avatar-kathyr44.jpg?twic=v1/output=image&v=2)
Hi everyone!
I have been a long time lurker on the forums and finally decided to jump in after spending the last couple years reading books, listening to podcasts and following numerous real estate gurus on social m...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1092918/small_1621508764-avatar-royg24.jpg?twic=v1/output=image&v=2)
I realize the strategy is to get as loans (private + hard money) your all in costs, then refi, pay them back and enjoy the cash flow.Can someone give example numbers? Also, it makes sense only if you can get the refi ...