In this high inflationary environment where do you keep your reserves for your rental properties? 

My goal is to buy my first property this year, a house hacked duplex, move out after 1-2 years and repeat and have a question about reserves. (I prefer a conservative mindset) Example property: age 1930-40ishPurchase ...

HelloDifference between capex and maintenance reserve? Should I have both in my analysis?

When putting together our first multifamily deal, we built in a cash reserve to be used over a five-year hold for such things like capital improvements and unit upgrades. We don't anticipate using all this money in ye...

My client purchased a property via a loan, one of the line items on the settlement statement was for a construction interest reserve amount, $54,800.00. How do I record the journal entry for the interest reserve accou...

Hi guys,I own 8 SFHs and keep a reserve of 6 months PITI for each property. I'm in the process of buying 38 units (19 duplexes) with a couple of partners. We are trying to decide how much money to keep in reserve for ...

Countless times, I've heard the question asked "How much do I need in reserves?" While the answer tends to vary based on the investors' risk tolerance, I thought I would share my experience. As a background, I live in...

Hi all!  I am expanding my vacation rental portfolio from 1 to 4!  I'm acquiring 3 cabins on a piece of land in the Finger Lakes.  They're already set up to rent and they're almost completely booked for the summer alr...

Hi,I am going through my first multi-family purchase and I'm trying to go through the traditional lending route.  Two lenders I've spoken to require 25% down + 6 months PITI reserves.  Is this normal?  Seems extreme b...

Hi All,I currently have $5,000 in reserves for any unexpected cap-ex/repair items that may come up. This is for a newly rehabbed property. Calculating the cap-ex internal rate of return I'm getting $125/m for a hold o...