I love maxing out our tax-advantaged accounts (my 401k at work and Roth IRAs for my wife and myself). Usually we have a few thousand dollars each year to invest after we max out these accounts (and it usually just go...
First post. I need some help. The intent here is to purchase a new primary residence. I currently have 2 VA loans. One on a property in Colorado, another on a property in Washington.Colorado: 130M balance, 3.375%,...
I'm getting quotes on mortgage terms, etc.Heres what I currently have:Rental property appraised at $72,000. Looking for 30 year fixed rate mortgage- cash out refinance.My credit score is 762.I have a 10K LOC on the pr...
It's hard to find too much information on the community reinvestment act . Has anyone used it before and how does it work ? What are the terms and rates ? Does it go off of credit ? How can I apply for some CRA funds?...
My city, Richmond VA just announced a large $350 million casino development with hotel restaurant spa etc. The development will go in an area that currently has very low house prices and mostly section8 tenants but th...
With a 80% LTV conventional loan for a non-owner occupied SFR, is there a limit to how much the lender can contribute to closing and bump the interest rate up?
Last year I used my first VA loan, and currently I am under contract to use my 2nd VA loan. If I wanted to use the VA loan the 3rd time (entitlement is depleted) next year, how do I go about entitlement restoration? D...
Hey Community! I have a SFH in my portfolio that has a good deal of equity and only a HELOC (TD BANK) on it for 10.24%. TD was not interested in doing a new HELOC because my portfolio is too big for their lending req...
New to investing and have a question on financing LLC owned properties. My husband and I bought our first property in May. Our plan was to rent it but now it looks like we will be selling it due to an offer we just ca...
Hi everyone, first post. I've been lurking the BP community for a while and it's been exciting to learn from everyone. Thank you! This question has been asked multiple times in the forums and covered in some articles ...