Marvin Santiago
Home insurance on insurance when living in guest house?
Hello everyone,I'm currently on my second deal and having a little trouble with home insurance. I'm currently under contract on a single family home with a detached guesthouse. My plan was to live in the guest house...
Neetu Patil
About home insurance for rental property
Hi,When I bought a home I purchased home insurance from Stillwater insurance company. After purchasing done they did inspection without letting us as we were not there they did not able to check backside of house beca...
Linda Thomas
Umbrella policy recommendations
Hello all,
What is the best way to determine the amount of coverage needed for an umbrella policy. I was quoted the following: should I go w/ the most expensive and most coverage since the 13 homes are not setup in a...
Claude Florvil
Insurance for Short Term Rentals
Hello, I have a 2 unit property and would like to use one of the units for short term rentals. I understand that I may have to use a commercial coverage or landlord/dwelling coverage insurance plan. But commercial cov...
John Underwood
STR replacement cost insurance with increased building costs
I just received my Foremost insurance policy for our STR Lake house.We have replacement cost insurance, but the amount seems low in today's costs to rebuild. Our Lake lot is a good chunk of the value but still I wonde...
Chris K.
What insurance coverage for STR?
What kind of insurance coverage does a short term renter need to cover themselves? EG. Pool accidents etc.
Jonah Hartsburg
Homeowner’s Insurance With Roof Exclusion?
BP nation,I received a letter from my insurer on one of my rentals saying they will discontinue coverage unless I replace the roof on this home. I just had the roof inspected and confirmed there are no signs of active...
N Miller
Insurance in California - Much More Difficult Process This Year
We own 23 single-family homes in the area. All of the homes are located in working-class neighborhoods and we are fortunate to always have them filled at 100% occupancy. We have owned most of the homes since 2009 / ...
Joe S.
Pros and cons of adding PM to your insurance
So we have a number of properties that are managed by primarily to PM companies. Both of the companies adjusted their agreement where we did not have to add them to the insurance. We have one particular company that w...
Brian Campbell
Insurance Question
I have 5 rental properties and 6 houses I've sold on contract. My insurance guy has talked me into carrying replacement value insurance. Most of my monthly ins. cost average to be around $45-$50/month for most prop...