The Washington Post is reporting:The newest option, known as the Affordable Loan Solution plan, launched Feb. 22. It allows for down payments as low as 3 percent, no minimum cash reserves and loan amounts as high as...

We bought our home two years ago. TTCU the credit union is whom we have our loan with. Appraisal was 96.000. We narrowed 67.000. Mind you we also put down 17.000. We bought it after renting it over 20 years. We got it...

Hey all.  I am interested in purchasing a duplex in NJ to live in and rent out the other unit.  My mortgage broker says that if I want to do a conventional loan, I have to put 20% down.  However, when I look on Fannie...

Hey!I am a 28 yo who has lived in the Seattle area for the past 15-20 years and have seen this area's prices go out of control in the last few years especially.  My wife, new daughter, and I are looking to purchase so...

Can I use an FHA Loan to buy a multi-family as owner-occupied but only live in one of the units on weekends? Please let me know your experiences or provide any insight on this. Thanks

I know the basics of VA and FHA but you don't see this kind of situation too often. So I bought my primary home with VA under my name only more than a year ago. My husband does not have a mortgage and is not on the ti...

(I wanted to start this thread separately to avoid hijacking another thread where this subject came up. The topic is important enough to warrant further discussion.)
As @Tracy Z. Rewey pointed out, there's a huge dif...

I'm in the process of finalizing my first deal, a duplex in the Palm Beach County and am ready to get a few insurance quotes.  I'm using an FHA loan and will be living in one side of the duplex.  My question is two-fo...

Hi All,
In the middle of obtaining a mortgage for a property in NY. Estimated closing cost is at $20k. Are there any fees I can negotiate or challenge with the bank? Some of the fees listed in the closing statem...

Good evening everyone. I’ve bought a couple long term rentals, and now I’m looking to buy a short term rental. I’m interested in using a vacation home mortgage for the lower down payment. Am I able to use a vacation h...