I own a rental duplex in Michigan and my current Rental Dwelling insurance agent is State Farm. Considering the big rain and flood we had in Michigan 2014, I am considering to add flooding or Sewer Drain backup to pol...

Hello everyone! I am purchasing a 102 year old house with seven rentable bedrooms and I will turn this into a student housing situation, where each person rents a bedroom and shares the common area. My question is foc...

Hi! I am under contract to buy a condo which is older and all its appliances convey. I've had the inspection done but it did not assess all the appliances. Just from the look of it, the washer and dryer and dishwasher...

I was in a work shop and someone recommended self managing and use a home warranty to help with maintenance. They said the tenant pays for a monthly home warranty and the price is deducted from their monthly rent. I l...

The property has a unfinished basement made of 100 year old concrete. In Vancouver WA you may know or suspect that we get a fair amount of rain. Well she left all the windows closed so the added moisture from the rain...

Hi All,

Last week there was a leak from my heater pipe to the condo unit owner below me causing water damage to their ceiling and walls. The HOA told me it is the unit owners responsibility and that I would h...

Hi bp, question for you: I have a quadplex in Missouri, and i just had to go through my first eviction. The property management company pretty much took care of the eviction, however it cost about $1700 just to do the...

HiMy company funds a construction. It owns the house with no mortgage on it. A project manager will find general contractor, get permits and handle the all aspects of the project. Do I have to get insurance for my com...

I have 5 rentals in Ohio and I am shopping for umbrella coverage. What are the key things that I should look for? Do I need a business policy or does a personal policy cover my rentals as well? One of the insurance ag...

A tenant my property manager placed and who then moved out without notice two months into the lease caused damage and general dirt all over the apartment. The below paragraph is in my agreement with the PM and sounds ...