I've read a few blogs regarding using credit cards to fix and flip properties. I have two main concerns and I was hoping could give me some advice: 1. Credit score: How does a cash advance impact your credit score? Le...

I'm always trying to think of new and creative financing options. One has just occurred to me, and I'm curious if anyone is doing it.Using credit cards for financing can be expensive, even when going through a service...

First post here :)
Quick question on how DTI is calculated for a salaried employee (paid every two weeks) who also receives bonuses/commissions.
I know that every lender will be different, but as I understand it one...

Hi, i am pre-approved for a 50k credit line from a local bank, if i just apply it and and not using it, would it affect my DTI ration for purchasing a home in couple months? thanks

Hey folks,I am full speed ahead to close on my first duplex in mid-January. Will be utilizing this as a house hack. I need to get my banking situated for property expenses and am looking for suggestions on the best wa...

I'm not sure if this is a legit term but I've thought about this before and then I ran the numbers and was pretty excited to see what I came up with. Perhaps many of you already know about this and I'm just behind the...

Just curious if secured credit cards improve credit more then regular credit cards, Anyone know?

Looking for advice on my general financial picture and what I need to do to get it to a place to be able to qualify for home loans. 

My wife owns an LLC which owns an investment property in Conway, NH which we believe will appraise for +/- $700K. It has no liens of mortgages. She also owns 100% of our personal residence in Tuftonboro, NH that is as...

In another thread, @Bill Gulley and I had a brief discussion on underwriting guidelines. Rather than take that thread off topic, I created this one to hopefully further the discussion. The main contention was whether ...