![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2134870/small_1694666661-avatar-jeradm5.jpg?twic=v1/output=image&v=2)
My current loan situation. Currently at 2.75% interest rate. 5/1 Arm with 2% cap per year and 5% cap total. First change date is Oct 1, 2021. My rate will then adjust by adding 2.250 to the 1 year LIBOR index (Today t...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/171816/small_1694867523-avatar-mommap.jpg?twic=v1/output=image&v=2)
Has anyone ever borrowed money through a bank using your stocks and bonds as collateral?
We could sell the stocks and pay cash for the property, but we would have to pay at least 15% cap. gains.
We woul...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2207192/small_1694706618-avatar-stetsont.jpg?twic=v1/output=image&v=2)
Hello all!I just purchased my first fourplex and I've learned a TON! We've set up an awesome little pipeline where we already want to go get a second!THE ONLY PROBLEM...My partner and I just don't have the capital to ...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2447487/small_1651253475-avatar-kennybsimpson.jpg?twic=v1/output=image&v=2)
Here are my predictions, would love to see what your predictions are?
Rates - Mid 4 to low 5% by year end on conventional
Real Estate Market – Overall market down, some markets worse than other, some submarkets will...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/295137/small_1694720791-avatar-emergentmd.jpg?twic=v1/output=image&v=2)
I know people purchase properties with all cash. Can someone explain to me why anyone purchase a property with all cash rather than finance it. I just bought 6 duplexes and here are the numbers for the two options....
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/126500/small_1621418084-avatar-imade12million.jpg?twic=v1/output=image&v=2)
15% decline in cooper & lumber, key components of housing
June housing starts dropped 9.9% in June
Housing permits dropped 7.5%
25% of the housing buyers are investors/institutions
Job creation is flat
Mortga...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/6159/small_1621347681-avatar-gainesvillej.jpg?twic=v1/output=image&v=2)
Here's a question:
When home prices were going through the roof, property taxes (which use home sales as drivers) were increasing as well, in some areas, by a lot.
The...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/84219/small_1621416016-avatar-brenthall.jpg?twic=v1/output=image&v=2)
The massive back log of foreclosure properties appears to be pushing through the system again at an increased rate in Cook County, IL (Chicago).
Properties sold back to the lender at foreclosure auctions increased 62...
Hey Guys,New to bigger pockets, new to real estate investing. Apologies if I dont use all the terminology correctly but looking for some advice. My friend and I have a 50/50 partnership in our LLC and we are pursuing ...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/290264/small_1621441976-avatar-sabrinab2.jpg?twic=v1/output=image&v=2)
I have an 8 unit apartment building and currently the water, sewer and trash is included in residents' rent. Each unit is a 2 bdrm and the rents range from $540-$575. The water is billed based upon usage and it contin...