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Results (5239)
James Edgar Canadian Mortgage Rates
10 October 2018 | 3 replies

Hi Folks,

I am looking to refinance my house hacked principal residence. It’s at 3.2% open variable. My last mortgage was 3.6. Why am I seeming rates in the twos when no mortgage broker I have talked to can actually ...

Lilah Johnson Is this a good plan for a newbie?
15 May 2021 | 37 replies

Hello all. I'd appreciate some guidance or validation in my plan below. I am a first-time investor that has been researching my butt off for the past few months and am very appreciative of this forum. So much informat...

Jordan Salter Refinance a rental property
25 June 2018 | 5 replies

Hi Everyone,I am looking to refinance my 1st rental property that I bought 3 years ago in order to get a downpayment for a 2nd one! I have my primary residence mortgage and the rental property mortgage both through a ...

Drew Slew Heloc or not? disadvantages
16 March 2019 | 11 replies

Theres a lot of HELOC threads, quick q: condo from 150k now is around 220k, second home, BoA seems to offer HELOC for it, could potentially take out 50-60k at 5-6% interest, first 12 months lower interest. Payments se...

Allen Wu Lender recommending a 10 year fixed loan
28 May 2024 | 11 replies

Hello,Curious. I’m buying a primary home and all lenders pushing the 10 year fixed loan (variable after 10 years). Why are lenders pushing this? I wanted a 30 year that will cost 0.50% more but lenders all pushing me ...

Elizabeth Rose Beginner investor and would love some advice please
17 March 2022 | 3 replies

Hi BP community,I'm a beginner investor and would love some advice please. I live in a condo located in California and have a mortgage. I want to buy a second property - my goal is to buy a multifamily and move into o...

Omi C. Par rates for conventional financing?
7 May 2014 | 7 replies

How could I independently find out what the par rate is for a particular conventional loan? I know I could just ask the loan officer, however I am trying to trust but verify. :-)

Armand P. A good time to refi OR wait?
24 August 2020 | 4 replies

Hello BP,
Shortly after the shutdown in March I decided to get a HELOC. I'm 8 years into my mortgage at 3.62% for 30 yr fixed. I recently spoke to a mortgage broker who advised to do a cash-out refi and close out the...

Mark S. 1st Steps to HELOC on Primary
8 May 2019 | 14 replies

Never in a million years would I think about “using my home as a credit card,” as some like to say. I am seriously considering looking into getting a HELOC (or similar) on my primary residence in order to use the mon...