![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/121374/small_1695480519-avatar-overflow123.jpg?twic=v1/output=image&v=2)
Hello my fellow BP friends I would like to know where do I start to learned wholesale ? And all that I need to learned, I love this site so much information Thank You Rebecca
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1281437/small_1676209442-avatar-kenp60.jpg?twic=v1/output=image&v=2)
Anyone ever had a commercial loan that each month increases your payment of interest and decreases your principle payment on a fixed rate mortgage? I caught this from my bank and they told me the bank doesn’t set the ...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/490891/small_1695265979-avatar-kimc20.jpg?twic=v1/output=image&v=2)
I feel like I am taking crazy pills over here. I am trying to find a concise answer, but I keep finding answers that contradict each other. So, I hope this forum will help. I am super new to all this so thanks in a...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/543855/small_1621492193-avatar-aaronf25.jpg?twic=v1/output=image&v=2)
Do you include Maintenance, Vacancy, Cap Ex, Management Fee's in your Cap Rate figures? I've already figured for PITI (Principle, Interest, Taxes, Insurance) but wasn't sure if the above should be counted.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/14401/small_1621351435-avatar-juntjoo.jpg?twic=v1/output=image&v=2)
Is it as simple as as the borrower (obviously) you'd negotiate for interest later and as the note/mortgage holder the converse, interest first? Or is there more to these types of terms?
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/424634/small_1621451637-avatar-kayb3.jpg?twic=v1/output=image&v=2)
Where can I find lien records for Trenton NJ? I tried Mercer County records. I can't seem to find the proper website. I keep chasing my tail. What else should I look for when buying a property lien wise?
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1428220/small_1621512207-avatar-svaeth1.jpg?twic=v1/output=image&v=2)
I recently purchased my first property that I plan to BRRRR, and had used a homestyle renovation loan which allowed me to use a bank for the mortgage and rehab. Before the work could be done, I had to set contingency ...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1547026/small_1695834092-avatar-andyc139.jpg?twic=v1/output=image&v=2)
Hi all,
Second home Loan
Around 45% downpayment (to meet 50% DTI)6% apr1800/month mortgage (principle and interest)
Investment Loan
only 20% down7% apr2900/month mortgage (principle and interest)
Notes:
I can ...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2496124/small_1658192329-avatar-davidl1390.jpg?twic=v1/output=image&v=2)
I've been watching a number of videos on using retirement funds to invest in real estate. I have read just about everywhere that when you do that, you, personally, are not allowed to benefit from these transactions o...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1602263/small_1694968613-avatar-robertc682.jpg?twic=v1/output=image&v=2)
As I am a new investor, I was wondering the difference between doing a Grant Cardone style approach and constantly leveraging your debt so that it is always growing versus leveraging your debt to buy but than using ex...