Keith Jablonowski
401K Loan - How do you account for it?
How would you typically figure in a loan from your 401K into your rate of return?
I wouldn't think you would calculate as debt service since the interest you are paying is to yourself but it does effect your availabl...
April Hamm
Cash vs. Financing rentals help
I'm stuck in a bit of an internal debate between paying cash for rentals or financing them with 20-25% down each. I know the pros and cons of each, but does anyone have a good calculator or spreadsheet they could sha...
Matthew Harding
How to allocate my cash to get started
Hi all - looking to get started with long term rentals. I am thinking of starting with 1 single family home. I have about $150k cash to get started. Not sure if I should purchase a lower value home, finance a nicer ...
Harry Darmawan
Cash Flow per unit
Just wondering what's everyone cash flow like per unit on a monthly basis.
Bobby Burris
Should I go for it
So I recently just purchased my first rental property. It's owned free and clear no debt but has taxed my expendable capital. I have an opportunity with an investor willing to invest in my rental business for another ...
Dustin Summers
Private Lender (Down Payment) + Portfolio Lender Financing
Hey Team
The short version:
Who do I talk to about a deal where I have a private lender providing the downpayment and a standard portfolio lender providing the rest? Do I need to tell the portfolio lender that so...
Sarah Jenson
Buying a property in cash at 21?
Hi there, I'm 21 years old and interested in entering the real estate market. I currently have a substantial amount of money, totaling a few hundred thousand dollars, available in cash. However, I'm facing challenges ...
Ricardo Lemus
Full cash or mortgage
Hello guys, I would love to have some advice from this great community. Here is the dilemma. My wife and I think we found a good property for our rental property journey. This will be our very first rental property. W...
Karim Talbot
Buying rental with cash vs financing.
First time getting into REI and my current plan is to buy with cash. Is that generally not a great idea?
Right now if I keep $340k in the bank at 4.5% I would earn $15471 in interest in a year.
If I use that...
Hariharan Elavarasan
Paying Off Loans vs Waiting and Leveraging
I bought my first rental property earlier this year. Cash flow after I move out (house hacking) and renovating should be 200-300. 30 yr fixed mortgage @ 6.625% with about 76,000 left. Over time, I'll end up paying 96k...