![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/22471/small_1621361890-avatar-venomousviper.jpg?twic=v1/output=image&v=2)
I attended a high income seminar today. The sad part was that the seminar title was Strategic Defaults! The speaker was very high powered attorney in swfl that has been doing these for a couple years. The stats came f...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2616663/small_1694666309-avatar-codyt100.jpg?twic=v1/output=image&v=2)
Good morning everyone. So I’ll start by saying that I messed up!! I live in Nashville, TN but I bought my first rental property in Memphis, TN a year and some months ago.
My mortgage loan officer recommended a 15-ye...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1059951/small_1695126538-avatar-tylerr101.jpg?twic=v1/output=image&v=2)
I've been contemplating how to maximize my access to cheap debt. I currently own over a million dollars in single-family rental properties and have a secondary HELOC on one of them which is allowing me to access some ...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/941417/small_1621505941-avatar-jona43.jpg?twic=v1/output=image&v=2)
We own a duplex with a DSCR of 1.5 (from what I understand) and about 60% equity. When the pandemic hit we took out an equity line and I pulled all the cash out and put into a savings account out of fear that they wou...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/813739/small_1694684813-avatar-kurtb19.jpg?twic=v1/output=image&v=2)
How are you Super and Angel Hosts thinking about the next 3-5 years? I follow many well-respected economists and am convinced a recession is coming (or is here) and the questions are how long and how bad. I know the s...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/36028/small_1623762740-avatar-wakeproperties.jpg?twic=v1/output=image&v=2)
I had a discussion last week with a REI guy who basically said rents never go down. While I politely disagreed, he insisted it was true. Indeed, for him and his limited experience, rents always go up may seem factuall...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1549604/small_1694944528-avatar-johnm1518.jpg?twic=v1/output=image&v=2)
Cash out refinance now or stay in HELOC?Hi all, I'm kind of at a crossroad on how to proceed? So, finally got my 1st property a few months ago. Used a HELOC and paid all cash, $150k. Fixed up the house and have put i...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/196034/small_1621432467-avatar-demetriusfl8418.jpg?twic=v1/output=image&v=2)
According To Yardi Matrix, These Metros Accounted For 40 Percent Of The National Pipeline.
Key HighlightsThe top 10 most active metros in the country by volume of units under construction account for 40 percent of ...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/178349/small_1621422342-avatar-ssalandy.jpg?twic=v1/output=image&v=2)
I am planning to use my HELOC to purchase a property. The plan is to then refinance the property once the seasoning period is over and then pay off the balance of the HELOC and do the process over again. My question i...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1418283/small_1621512108-avatar-keving343.jpg?twic=v1/output=image&v=2)
Curious to know if any of your markets are seeing a decline in prices and why? Are there specific types of properties you’re seeing decline right now? Here in San Diego the market is on fire. No indication of decline ...