![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/235561/small_1621435196-avatar-sinbad.jpg?twic=v1/output=image&v=2)
Listening to people beat up on the young folks for having their student loans paid off. Look at this people born between 81 and 96 are getting poorer while the rest of us are getting richer. What this is really sayi...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/52911/small_1668272119-avatar-bryanhancock.jpg?twic=v1/output=image&v=2)
Well the uber doom-and-gloomers have been decidedly reticent of late. This changed recently in the blog arena. Changes in purchasing patterns of bonds later this year seem to have everyone in a tizzy now.
I renew...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1614625/small_1675706316-avatar-michaell954.jpg?twic=v1/output=image&v=2)
What are you doing or seeing that effectively addresses racial disparity in home ownership/ lending/ generational wealth?Hopefully this is a fairly straightforward question about a heavy and complex topic! It's well ...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3010/small_1621346391-avatar-nogginboink.jpg?twic=v1/output=image&v=2)
I know the "50% rule" is bandied about as gospel here in the forums, but haven't seen any actual, hard data that says that operating expenses tend to be ~50% of gross rent income. I'd like to verify this number is, in...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/754797/small_1621496717-avatar-chuckk8.jpg?twic=v1/output=image&v=2)
I am curious on what BP members think the impact that growth in real estate investing, wholesaling, and direct-buy practices is having on the old agency-model of buying/selling? Has anyone come across any articles or ...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/wordpress_blog_post/image/11755/BP-Money-66-updated-1024x491.png?twic=v1/output=image/cover=625x330)
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/57139/small_1660933775-avatar-1marcus.jpg?twic=v1/output=image&v=2)
Alright, I just read a post from a guru pitching services on BP. I did not want to respond with what I really think, but let me tell you my story here instead.
In 2007 I went to a RichDad seminar: after the free Thur...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/941288/small_1694565296-avatar-maryjay.jpg?twic=v1/output=image&v=2)
A few years ago one of the investors who had multiple properties in Manhatan Beach CA, then Phoenix AZ, who has been doing it for 30-40 years told me: " A property does not really cash flow till its paid off"Honestly,...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/948289/small_1621506073-avatar-dra7.jpg?twic=v1/output=image&v=2)
I have a strategy I call out of state turnkey residential investing or "OOS TK SFR". We have all our properties in this model and have great experiences for several year now. When I speak to people here on BP, a lot o...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/803739/small_1621497898-avatar-dylmathias.jpg?twic=v1/output=image&v=2)
Hi All, Wanted to start a discussion on peoples outlook on the real estate market and the economy in general. I know it is a controversial topic but I have not seen many discussions on BiggerPocket on this topic and I...