When it comes to touching base with your loan officer, it seems the more information the better, besides W2 and taxes what do you folks bring to your loan officer to make yourself more appealing to a better deal. 

We recently refinanced at 15 years on our started home that we purchased in 2014.  I GC'd it and handled most of the grunt work. Spent $100K over the years on top of the $380K purchase price. Market Value is $550ish b...

Hello Everyone,Im not sure if this is a stupid question to ask, but I am generally curious about the subject and would like to know what is the best step to take. Should I cancel my 401k?To give you a little backgroun...

Hey Everyone,I've got about 51,500 in a TSP account that I can't contribute to anymore since I'm no longer in the Marines. Part of this money is Tax-deferred, part is ROTH, and part is tax-exempt (from contributions m...

Hello everyone!Could you please help with my situation? I want to do a Backdoor Roth but I have pre-tax money on my trad IRA and I don't understand whether the pro-rata rule could be avoided if I do the following:1) A...

My goodness have rates been off the hook lately. Working my butt off to refi out of a interest only I have and the rates are crazy. I'm looking at almost 11 percent on a 5 year ARM. WOWSERS! I have the option to roll ...

I am in the process of purchasing my first 3 family investment property.  I need advice to setup the contingencies in the P&S to my favor so I can back out for any reason I see fit.  What should I include to prote...

Anyone have any recommendations or experiences with AZ HMLs? I am looking to find/rehab a single family home... probably in the neighborhood of 150 -200k. I am not ready to buy yet but trying to line up finances. Th...

Hi, I am in NE Florida in Jacksonville looking to speak with some lenders this week and get the ball rolling and hopefully get pre-approved for the first time. Looking forward to this!

I was talking to a property manager in Syracuse and he explained to me that wholesales are particularity difficult in NY. Is this true? If so, why is it? He went on to explain that a lot of attorneys would not/ don't ...