Ashton Karp
Is easy money done for?
The last 15 years we have seen low rates for short and long term debt from private to public borrowing. My understanding is that this was a response to the Great Recession and that investors didn't allow rates to hit ...
Douglas Harris
HELOC on owner financing
BP family, I just purchased a home through seller financing. I have a great amount of equity in this deal. I want to do a HELOC on this investment property; however I am not sure if this is possible. Has anyone done a...
David Lund
How do I find market data for my area? (Columbia, MO)
Hello,I am currently looking into getting an FHA loan for a duplex to house hack. Are there any recourses to learn more about my specific area (average prices, average rents, website to find housing listings, historic...
Andrey Y.
At what interest rate would a refinance no longer make sense?
I have investment properties with fixed rates of 3.375%, 4.5%, and 4.375%. There has been several six figures $$ in equity growth over the last several years, and my LTVs have recently been pushing 50%. I am looking t...
Timothy Church
Which loans to keep versus pay off?
Over the last few years of buying leveraged properties, I have amassed a decent amount of mortgage debt. I've decided to take a break from acquiring property (At least I say that. Who knows what will happen!) and to b...
Eric Cybulski
What are the consequences of a cashout refi on an investment prop
Here is the situation. I have an investment property worth about 150k and a loan for slightly less than 50k. The property is currently financed at 5.125% int rate. I am considering doing a refi to lower the rate a...
Joshua S.
Becoming a Real Estate Agent in Virginia (Costs Included)
This is my personal experience with becoming a real estate agent in Virginia and all of the costs involved. I am writing this post just to clarify things for anyone interested in becoming a real estate agent so that ...
Richard Zahm
California Equity Sharing for Homebuyers, Homeowners, Landlords
We’ve got a new approach for home finance: equity sharing.Homebuyers can get a lift from investors in making a down payment on a house.Homeowners can access equity in their home by selling a portion of their equity. T...
Catherine M.
Home Appraisal: Do they need access to all spaces?
I am buying the home I’m living in, in the coming month or so. The appraiser has been ordered. The property has a rental unit and two garages. One of these garages is rented out as storage and will not be accessible ...
Ekamjot Singh
heloc and rifinance
hi there can somebody explain me the difference between HELOC and refinancing briefly because right now m confused.