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Results (6894)
Jenna Goldstein No Mortgage Without a Job?
25 January 2018 | 22 replies

So I heard you can't get a mortgage without a job. Isn't that illegal discrimination?

Harambie Brannon Anyone know a lender that goes to 0 DSCR or second lien DSCR?
6 December 2023 | 5 replies

Currently interested in seeing if anyone has a lender that they use for DSCR first or second lien positions. I know a few lenders go down to 0.75 DSCR but what about a true 0?

Randy E. Commercial Loan Expectations
9 May 2019 | 8 replies

A brief overview.40-year old S-Corp with a stable history and no past financial problems.  Assets: $700K-$1M.  Debts: Zero.  Vast majority of assets are commercial, with less than 10% SFR.  Clean, complete books and a...

Justin Fox Question about Seller Financing Terms and Rates
28 February 2023 | 2 replies

I have people interested in me building them a home and then seller financing the home to them.I'm open to that but I've just never done any private lending, so I'm unsure about terms and rates.Are loans like these ty...

Jack Gowan First private money loan terms
4 July 2021 | 1 reply

Hi,I am new to the bigger pockets community and have found someone that is willing to loan us money based on these terms:Loan Amount: $1,000,000.00Loan Duration: 20 years.  Type of Repayment: Interest Only Monthly Pay...

Ryan Curtis Troublesome tenant very behind on rent, claiming to be getting a loan to repay
20 October 2023 | 11 replies

Hey all!First post here but have been lurking for a while. I purchased a fully renovated, turnkey triplex at the beginning of June and it's my first and only property so far. I inherited a 1 BR with a great tenant who...

Joel DeLuca 401k loan for Down payment and contingency fund.
3 January 2013 | 7 replies

I have a 401k with a previous employer that will allow me to take a loan against. The company is a large multinational that is unlikely to change plans suddenly or be bought out.

I would be looking for conventional ...

Benjamin Ford Using Rentals to Pay For Student Loans
18 December 2019 | 23 replies

I went to school and earned two engineering degrees (BS and MS). Then, being the glutton for punishment I am, I continued on to law school. This was not a series of random choices. Rather, there was a method to the ma...

Juan David Maldonado No woman, No Cry, Using Property Owned As Colleterial
29 March 2024 | 2 replies

Hey, everyone. I own five acres of land that is paid off. Nothing is build on the land. The value around $20k according to the local tax office. Can I use it as colleterial for a loan to add to the down payment amount...

Ace A. Tighter Mortgage Rules Jan. 10, 2014
24 October 2013 | 3 replies

With tighter mortgage lending rules coming next year, what's everybody thoughts about this and are you doing anything to prepare for this?

Apparently, as of today, my broker told me that he was able to get so...