Hello BP,My brother and I are planning on purchasing a multifamily with an FHA loan to house hack. My brother has a constant monthly salary (web developer), whereas my monthly salary is more random (restaurant server)...

Question for lenders (or anyone who understands how construction loans are underwritten). I’d like to know how to strategically order a series of transactions in order to qualify for a construction loan from a DTI per...

A few years ago I was approached by a 'friend' who was doing a great biz of charging homeowners a pretty hefty fee in exchange for the info and program to pay off the principle of a home loan and save HUGE bucks of ...

Improving a credit score does not happen overnight.Why?Most creditors only report to the bureaus once a month. However, there are a few steps you can take right now to start cleaning up your credit blemishes and here ...

Hi everyone. I am currently looking to get started in doing some flip projects. I was planning on using a line of credit on my home that I own (with about 160k equity). I have good credit but not such great income. I ...

A lender told me that if I let several banks/lenders pull my credit within a short timeframe (like 14-21 days), it won't hurt my score anymore than if there was just one credit inquiry. But they weren't sure of the ti...

Hello,My current tenants are leaving at the end of the month and have put the property on the rental market. I don't want to disturb the current tenants with just curious viewers, so I have informed everyone intereste...

After nearly a year (10months) I would like to start earning some credit for my business which contains one cash flowing rental and about 60K in equity. As a result I first thought to get a secured credit card for the...

My girlfriend and I bought a home together in 2010. Got a great deal.  Now we have about 100k equity in the house.  My girlfriend is on the mortgage but we are on the deed to the house together.  Iso it possible for m...

I'm closing on a property May 1st, so I will be officially applying for a mortgage April 1st. I'm under the impression that I will be locked into that rate for 30 days. If this holds true, can I apply to refinance for...