Nick G.
Cash out LTV on primary in NY
Hey Mortgage Pro's, What LTV are lenders offering now on a cash out refi for a primary owner occupied in NY? Specifically in Westchester county. Also what's the average seasoning time to refi?Thanks!
Nick Giarratano
Cash out ReFi options?
We currently have 2 duplexes and looking to expand our portfolio by using the BRRRR method. We have enough money in HELOCs and cash to fund the purchase and rehab steps. However we have been having trouble finding a l...
Juan Chavez
95% LTV Mortgage (cash out refi)... Where can I get one??
I live in Southern California and looking for a lender that would do a cash out refi on my primary residence. Trying to get as much out as possible to be ready for any opportunities that come up within the next year o...
Mark S.
Freddie Mac has updated their Investor guidelines
Freddie Mac has unveiled some great changes for real estate investors which should make it much easier for all of us to expand our real estate portfolio. Since these loans offer some of the best terms and lowest down...
Parker Larsen
HELOC vs Cash Out Refi
So I’m having some analysis paralysis with looking at a Cash out refi vs a HELOC on my primary residence. To paint a picture, living in a townhome and will rent it out when we move in 2-4 years. I want to take advanta...
Josh Mac
Heloc lenders and differences?
Hello everyone,Happy Friday to you all!I was wondering if there are any major differences in lending companies that work with home equity lines of credit (heloc)?Also if anyone has one they could recommend it would be...
Jason May
100% LTV HELOC Advice
I am shopping for a HELOC. I have found 2 lenders that will give up to 100% LTV. Every other lender is 80-90%. Has anybody been able to get one of these? Is there any more risk with 100% vs 80-90%?
Tequila Lamar
Is this a good hard money loan?
Hello! I received the follow terms for a hard money loan. Is this a good deal?It's for a full rehab of a duplex. 3 beds and 1 bath in each unit. $400,000 ARV.Total Loan Commitment: $295,000 Interest Rate: 11 %Initial ...
Steven J.
Do I inform the bank of seller carry back?
Do you tell your lender that you plan on having the seller carry back on deal?
For example, I want to get into a property with a conventional investor loan. I need 25% down, and the loan covers 75%. If I have...
Matt Faix
Private Money for Down Payment
Up until this point we've used our own money for deals and financing. We were recently approved for a 80%LTV loan on a triplex that we are buying. If we want to use private funds for the other 20%, does this have to b...