Have a couple of loans and I cannot for the life of me figure out what makes the most sense in terms of trying to wipe them out or just invest the money and ride them out.1 mortgage @ 215k, 4.2%, 30yr term, 30 yr amor...

I’m weighing options on whether or not I want to refinance my primary residence. I am in no rush necessarily to pay off my home, so we can leave the debt free vs not debate for another thread. I am also only interes...

Hey i want to get into creative financing.  I would love to present a seller financing offer. I'm not really sure how to go about it and what are the immediate steps after if he says yes to seller financing. If anyone...

Hello everyone, hope you’re all safe and healthy.Does anyone have an excel sheet or a software they can share for amortization schedule that reflects monthly change in principal/interest payments based on extra monthl...

I have a deal in the making that I’ve never done.
Here’s the scoop
It’s seller finance.
Cash would be $159kI would need to discuss this with my attorney but the nuts and bolts would be $184K purchase price, 7% in...

Hi everyone, I have a question about Frank Gallinelli's classic What Every Real Estate Investor Needs to Know About Cash Flow. I'm reading his chapter "How to Estimate What an Income Property is Really Worth," with th...

I understand that the loan origination fees are amortized over the life of the loan, so if you get a hard money loan and paid $3000 in origination fees, you would create an amortized asset with a 1 year life span, bec...

I've heard some say the rule of thumb is "short as possible".  Others just go out to 30 years.  Still others figure out a realistic monthly payment, work back from there, and have a unique schedule like 21.75 years (2...

I have been looking everywhere for an excel template for keeping track of my expenses, income, and reflecting monthly cash-flow for my SFR investment but have not found anything that suits what I'm looking for, so I d...

Hey all!
I plan to sell my SFH rental. But my plan is to pay off what’s left to own it free and clear and do seller financing. my plan is to offer 15 or 30 years at a normal rate that someone could get from the bank ...