So I went to my bank yesterday and they said that they can qualify me for apartment building loan.My problem is they said that the longest term of such loan would be 10 years/20% down. Now when run my numbers with tha...

Hello everyone, hope you’re all safe and healthy.Does anyone have an excel sheet or a software they can share for amortization schedule that reflects monthly change in principal/interest payments based on extra monthl...

I’m weighing options on whether or not I want to refinance my primary residence. I am in no rush necessarily to pay off my home, so we can leave the debt free vs not debate for another thread. I am also only interes...

Hi everyone, I have a question about Frank Gallinelli's classic What Every Real Estate Investor Needs to Know About Cash Flow. I'm reading his chapter "How to Estimate What an Income Property is Really Worth," with th...

Hey i want to get into creative financing.  I would love to present a seller financing offer. I'm not really sure how to go about it and what are the immediate steps after if he says yes to seller financing. If anyone...

I have a deal in the making that I’ve never done.
Here’s the scoop
It’s seller finance.
Cash would be $159kI would need to discuss this with my attorney but the nuts and bolts would be $184K purchase price, 7% in...

I understand that the loan origination fees are amortized over the life of the loan, so if you get a hard money loan and paid $3000 in origination fees, you would create an amortized asset with a 1 year life span, bec...

I've heard some say the rule of thumb is "short as possible".  Others just go out to 30 years.  Still others figure out a realistic monthly payment, work back from there, and have a unique schedule like 21.75 years (2...

I have been looking everywhere for an excel template for keeping track of my expenses, income, and reflecting monthly cash-flow for my SFR investment but have not found anything that suits what I'm looking for, so I d...

Anyone ever had a commercial loan that each month increases your payment of interest and decreases your principle payment on a fixed rate mortgage? I caught this from my bank and they told me the bank doesn’t set the ...