As the title says I need help understanding umbrella insurance for my case. I have two properties 1st under my revocable family Trust and second which was my previous primary residence (Under Trust) now moved under an...

Good evening Bigger Pockets. I am in escrow on a property in Sacramento that is off market and due to close in about 2 weeks. Most of all my real estate has been buy and hold.  This property in particular I am debat...

Hello EveryoneI'm looking to buy a house in Florida as my primary home. But home insurance is very expensive in this state. Would it be possible to only get fire coverage for the house? I will not have a mortgage on t...

I recently decided to buy my dream home. My wife and I have been saving for a while now for this. But we have come to a halt point where we are confused on which and how to select. There have been several companies av...

HiI own several multi family buildings in Central / North Florida and for example on an older duplex I pay $700 a year for insurance, which I feel is a good deal.  I am under contract for a 6 plex (built in the 1920's...

I saw an ad for EverSeal offering a 50-year warranty for their flat roof system. It is presented as a liquid that is spread over an existing roof after some preparation. The product appears to be more than just a coat...

My husband and I recently purchased a 4-unit apartment building that we will also be using as our primary residence.  We are shopping around for homeowners insurance right now and are having a difficult time deciding ...

I own a house with basement in the midwest. The insurance -"rental dwelling policy" does NOT cover basement flooding due to sump pump malfunction or sewer backup. I called few companies but no one is able to help to a...

Hi BPNot sure what types of coverages I should have on my insurance.I am converting my primary residence to a rental in Florida.Thanks!

Hello bp!
I have just purchased two investment properties, one townhouse and one condo. I need to get homeowners insurance before closing and I am wondering what a suitable amount of coverage would be. I believe that...