![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1008096/small_1621507318-avatar-joshual114.jpg?twic=v1/output=image&v=2)
I am a long term, buy and hold multi family investor in the upstate NY market and specifically Albany,Schenectady, Troy area. I analyze dozens of deals per day using the following formula. Gross annual rents-25% (vaca...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1971349/small_1623957803-avatar-allenm108.jpg?twic=v1/output=image&v=2)
Whats good My Realestate Fam I hope one day I can return this favor back to you. I have 2 lender offers on the table for a 200k loan & I need help deciding which is the better offer to accept. Offer 1- Eva Bank: ...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/202387/small_1621432882-avatar-ssaccio.jpg?twic=v1/output=image&v=2)
Hello!
I just found this site this morning and was instantly hooked.
I am a Real Estate investor with two properties in the Central Florida area (though I actually live in the panhandle). I have always be...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/985695/small_1621506857-avatar-pauls305.jpg?twic=v1/output=image&v=2)
I just cannot decide if I want to become a real estate agent. I hear that most agents fail. I’ve watched dozens of videos about the topic. I have a pretty good handle on what the pros and cons are. Can someone please ...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1207405/small_1621510207-avatar-ryans546.jpg?twic=v1/output=image&v=2)
Hi BP Family!I’m currently analyzing and evaluating numerous properties for a potential househack. I’ve found that most properties I am evaluating will work for what I want to do in my market area of Raleigh, NC. Now,...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1465636/small_1718724412-avatar-stephenl142.jpg?twic=v1/output=image&v=2)
I currently own 5 properties (4 yearly rentals and 1 primary home that I occasionally convert to a STR in the summers). My first property was purchased for 439k and is now valued approximately 575k. I'm considering ta...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/185425/small_1621431751-avatar-noamb.jpg?twic=v1/output=image&v=2)
Hey folks,How do you recommend I vet my property manager?My situation is complicated by the fact that I’m an out of state investor. For example, I need to know that the new water heater actually got installed but I ca...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1323286/small_1621511327-avatar-chadm175.jpg?twic=v1/output=image&v=2)
Hello! So I am looking to buy my first property. Im looking around the Phoenix AZ market. Yes the market here is at a high and really hot. I have about 8k to 12k cash and I am debating using the down payment assistanc...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/537699/small_1695329317-avatar-seanc57.jpg?twic=v1/output=image&v=2)
Hi everyone I'm SeanNew to BiggerPocket and learning a lot So here my plan I currently own a one bedroom condo in Central New Jersey and with my Mortgage and condo fees, I'm getting now where ( first home and didn't r...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/733845/small_1694875036-avatar-ragnarl.jpg?twic=v1/output=image&v=2)
I messed up. First rental and first tenants, I screened for 3X income to monthly rent, above 600 credit score, passed criminal history, no evictions, landlord references, proof of income etc. etc.The only issue is, TH...