Hi everyone. I am looking to buy my first real estate investment. I am looking to go the FHA loan route. I am also engaged, a first time home buyer, and I will be house-hacking. Do you suggest to get married before we...

Hey all, I am curious if anyone has used a bank (or other financial institution) that was able to offer a HELOC with DTI numbers above 50%.  Have a client who is a single mom looking to leverage a HELOC and with singl...

This may sound like a strange question, but here goes:

I have found a house, in a town I am very familiar with, that is an excellent deal at 35k. My problem is getting a mortgage. And not due to down payment (I can...

Does anyone know if there is a distance restriction for getting another VA loan? For example, if I have a VA loan and after a year wanted to buy my neighbors house to house hack, is the a proximity restriction from d...

Hello lenders,I have a client that came across a unique situation.  We found a property where the primary dwelling (3500 sqft) is tore up from the floor up but there is a 600 Sqft ADU that literally is borderline new ...

Hi BP Members!I own a SFH 50/50 with another person. He is wanting to sell and move to Seattle for his new job, but I want to keep it because it is a great long term positive equity and cash flow rental. The problem i...

Hi folks,
My wife and I have a construction to permanent mortgage loan on land+home where we intended to build.
Unfortunately, we found out that unexpected foundation work due to soft soil would likely make the proj...

Hey everyone,
I’m looking for some advice. I’m currently unemployed but have managed to save up about $90k that I want to use to buy a home. The plan is to live in part of the home and rent out the other rooms to cov...

For some background info I just closed on my first home using a VA loan . I’m currently house hacking and mortgage is covered and then some . I have a coworker who is eager to sell her townhome and she is willing to h...

I received the following question via private message today and it reminded me that most consumers don’t understand where lender's guidelines can be different and in what situation lenders must remain the same. Below...