I bought a house for $300K in cash 6 months ago that I want to use as a vacation house. My domestic partner gave me $60K as a "gift" and I am adding him to the title. I want to get a 30-year mortgage now and pull my c...

I'm actually a banker and had a trust attorney stump me yesterday. He asked why banks do not lend anymore to irrevocable trusts and I knew the answer was "no" (at least at the ones I've worked for) but didn't really k...

I have never posted before so please let me know if I'm doing it wrong.  I am a (very) rookie investor planning a house hack.  I will be adding an ADU (additional dwelling unit) to my property for rental income.  I ha...

Since my parents have retired and the uncertainty of the stock market (where all their investments are at) I'm trying to help them by putting their liquidity to use. How do I go about borrowing money from them to put ...

Question for the smart masses. I am catching up on podcast and I listened to episode 55 featuring @Jimmy Moncrief. He stated you could use a retirement account as collateral for an unsecured loan.  Does anyone know an...

Hi all,I've been reading the forums for a while now, but this is my first post. I'm turning to y'all because I have looked around on BP and online and haven't found quite the scenario I'm looking for. Hopefully you ca...

Hello BP community, I am trying to decide what other credit cards should I get to help build my credit. I have no previous credit history so the mortgage loan officers I've spoken to have said to start building credit...

Hi everyone So I'm your typical newbie i want to start and i have a lot of wants and a lot of drive to start my investing journey but i'm stuck and don't know where to start.My goal is buy and holds. I have my first h...

To be ready at a moments notice for good deals, I have heard of obtaining a line of credit. Can anyone explain to me how this process works, requirements and fees? Suggestions?

For a newbie with good income and great credit, what lenders are best? I tried Wells where my mortgage is but that want to talk me into a small line of credit. I don't want to go everywhere racking up inquiries I ...