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Results (1374)
Roshan K. How many of you are financially free?
27 July 2018 | 131 replies

How many people are financially free on here? For those of you who are, do you still work or are you "retired" and living off the cash flow? If you are financially free, which method did you use to acquire it? (ie buy...

Dylan Mathias It's Feeling a Lot Like 2007
3 September 2019 | 278 replies

Hi All, Wanted to start a discussion on peoples outlook on the real estate market and the economy in general. I know it is a controversial topic but I have not seen many discussions on BiggerPocket on this topic and I...

Philip Johnson Loan says I got 48 "Debt to income" ratio, what he talking about?
10 April 2019 | 76 replies

Hi,I have 5 flip-to-rent properties, and i have a day job as well ... I just refinanced a property and my loan officer said I have a "high debt to income ratio of 48" What does that mean? How do I get this down? I am ...

Bill Gulley NUTS WITH GUNS
31 July 2012 | 164 replies

I'm all for gun ownership, I own several myself, but do we have any responsibility to inform authorities of those you are clearly having mental stresses or conditions that could lead to the Batman shooting this mornin...

Wade G. Overcoming the Idea That Paying Off Mortgages Is A Good Idea
28 March 2021 | 240 replies

Overcoming the mindset of paying down mortgages is a dilemma for me.  Considering the low interest rates I am going to refinance a couple of my SFH rentals and my primary residence.  It makes financial sense to me to ...

Eddie P. Why do investors buy HOA liens at auction?
24 February 2019 | 326 replies

I constantly see investors buying up HOA liens at the foreclosure auction and wonder what is the reason? If they had no mortgage or a low balance on the mortgage, I would understand. Most times they are way under wate...

Bao Nguyen Financial independence from passive rental income: how long does it take?
16 January 2017 | 143 replies

Like many other real estate investor, I seek to buy and hold real estate, and enjoy the cash flow and any possible appreciation.   However, since my target properties are lower end properties that often requires rehab...

Ryan Hurd Don't buy a house, just buy a four-plex
9 October 2020 | 148 replies

For anyone looking to buy their first piece of real estate, STOP (unless it is a four-plex with an FHA loan). I did this 2 years ago and it was the best financial move I have ever made. If you start buying other prope...

Jason Ridout What value do you put on your image?
10 February 2020 | 74 replies

I worked in the automotive repair industry for over 15 years where my image was not of major relevance. Employees wore coveralls and had no personal dealings with the public. You don't need to look like a rockstar to ...

Madeline J. Ethically investing in poorer urban areas
7 June 2016 | 79 replies

For a few months I've been learning about how to use my unused income from a full-time job to invest in real estate and have been reading lots of books like Hold: How to Find, Buy and Rent Houses for Wealth, Brandon T...