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Results (6638)
Hadar Orkibi Applying For Credit Card?? Read This First
19 March 2018 | 4 replies

Hi BP friends,

On Friday I had a good lesson I want to share with you when it comes to FICO score.

I’m about to close on a deal in the next 30-60 days and lock rates on Monday prior to the Fed increase on Tuesday.

...

Scott Smith All In One Loan - Too Good to Be True?
7 August 2023 | 2 replies

Hi all. First time posting here!I'm new to the real estate investing game and wonder if others have strong opinions (either good or bad) about all in one loans. My finances are solid and the all in one sounds really t...

Jeremy M. DTI Calculation (Optimizing Monthly Personal Spend)
3 December 2019 | 1 reply

First post here :)
Quick question on how DTI is calculated for a salaried employee (paid every two weeks) who also receives bonuses/commissions.
I know that every lender will be different, but as I understand it one...

Sean Peters Tenant Ignoring Late Fee Notices & Refusing to Pay
25 April 2017 | 19 replies

Hello all,I am currently in a situation where one of our retail property tenants is refusing to acknowledge and pay late fees as stated in the lease. This property is a family property and until recently it was manage...

Bharath Raj to proceed with eviction or settle
11 April 2018 | 8 replies

My property manager locked out a tenant and started eviction proceedings, since the tenant was behind on rent repeatedly. The tenant had ~4 years left on the lease. Tenant moved out all her belongings, and is requesti...

Theo Z. Is My Math Right on This Loan Scenario?
9 January 2017 | 11 replies

Two years ago, I borrowed money from an investor which I used towards a down payment on a 20-unit apartment complex. Terms on the loan were:Amount: $100,000Rate: 8.0%Amortization: 25 yearsScheduled monthly payments ar...

Joshua Dorkin Credit Line Cut? Credit Card Closed? Tell Us About it.
19 August 2009 | 19 replies

Two weeks ago I was informed that my Chase credit card, a card I've had for around 15 years, was closed. I was told that I don't use the card enough and that I was "costing Chase money." I'm sure my FICO will be neg...

Frederick Sutton Prop 13 Reform Initiatives 2016
8 April 2016 | 4 replies

Hello BP,I wanted to give everyone an update on some happenings here in California. A ballot initiative is gaining steam to raise taxes on properties valued at more than $3 million. This could effect many owners. Prop...

Tim Boeving Payoff rental or pay down to get out of PMI
8 March 2018 | 8 replies

Hello all! I have a rental property that has an ARM and a our current residence that has PMI. Question is do we pay down to get out of PMI or do we pay off the rental? PMI is about $90 and interest on rental is about ...

P. Martin Owner Occupied Condo. Mid 600s scores. 1099 contractor
19 May 2015 | 7 replies

I'd like to purchase a condo to use as my primary residence for ~80k. Last year I had a w2 job, but am now working as a 1099 contractor. Credit is mid 600s depending on where I am looking.  Suggestions on how I could ...