Hi BP'ers,As I am digging more into analyzing REIs I am realizing that ROI is not a good metric compared to IRR because ROI does not factor the time value of money. This becomes especially important when I am holding ...

Why Your 401k Match Is Not What You ThinkI am going to do a mathematical example to show you the real return of your 401k contribution.Let's assume I make $60,000 per year (a modest starting salary for my major). My ...

Ok, so here is the order of events:Before the end of last tax year, made a 5.5k after-tax contribution to an IRA. Did not file for the deduction on that money. Withdrew the 5.5k from the IRA to help with closing on fi...

I'm sure it's been discussed before but I'd like to tell something I see (correct if I'm wrong):a 401k loan should be among the last resorts for borrowing. reason being is you pay it back AFTER taxes.  if you live in ...

On small business 401k plans, eTrade just shut off access to the ability to convert after-tax traditional 401k to Roth 401k. 
What companies in 2022  support small companies with a 401k plan whereby their employees (...

Buyer (me) has a sh!#load of cash burning a hole in my pocket, enough cash for 4 or 5 of these cheap houses. Seller (a landlord) wants to sell multiple houses/two-flats and 1031 exchange them for bigger & better t...

Hello, I would like some help understanding the math related to taking a 401K loan. - I have a 401K which allows up to $50,000 loan for any purpose- 6.5% interest- time period can be 6 to 60 months- it is paid back wi...

Hi all, I am struggling with the analysis on this one. I am looking at purchasing 3 multi families from the same owner. The only way the deal will work is if I purchase all 3. My biggest concern is that two of the pro...