![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/904989/small_1694734864-avatar-courtneyedwards.jpg?twic=v1/output=image&v=2)
Can anyone familiar with FHA 2/1 Buy Down Program shed a little light. From my understanding its a loan that allows you to buy down your interest rate for the first two years of your mortgage. The third year your mo...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/139164/small_1621418925-avatar-ckveton.jpg?twic=v1/output=image&v=2)
I have a duplex I am trying to refinance. I purchased and rehabbed it, using a short term loan. I now need to refinance to a longer term loan. A local bank initially seemed interested. It cash flowed with just one ten...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1104636/small_1702426482-avatar-ryanthomson.jpg?twic=v1/output=image&v=2)
If you have owned your home since 2020 there is a great chance your home has appreciated enough in value to get your monthly PMI payment removed. This will easily save you 2-5k/year.
Getting rid of Private Mortgag...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/250895/small_1696487505-avatar-chudney.jpg?twic=v1/output=image&v=2)
This summer I bought 2 rental properties cash, which are all rented and earning a good amount of income. I am now tapped out cash wise and would like to finance an additional rental property. A LO told me that becaus...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2136010/small_1621518266-avatar-ab85.jpg?twic=v1/output=image&v=2)
Hello beautiful people of BP! I need some advice and insight. My main question is for condo-purchasing: If I purchase a condo in let's say Brickell or Wynwood, could I say it is more likely to rise in value long-term ...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/920744/small_1621505577-avatar-brandonm216.jpg?twic=v1/output=image&v=2)
I just got into real estate in January and I’m not sure of which route I want to go with my first two deals, so I’d like to know what y’all recommend. Here’s where I’m at.....
Deal #1- I’ve got a lease option (as buy...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/355716/small_1621446287-avatar-rohitk1.jpg?twic=v1/output=image&v=2)
Hi Everyone,I have a questions regarding PMI. Let me explain my current situation. When I bought my property in Long Beach, CA, I only put 5% down payment and took a loan with 3.85% interest rate plus a PMI ( $214). P...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/557690/small_1621492539-avatar-robk20.jpg?twic=v1/output=image&v=2)
Hi AllHopefully you can follow along with me on my journey here.I'm feeling the analysis paralysis creep upon me now. I've now changed my mind on my approach and pivoted my strategy several times so I'm getting worri...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2292169/small_1635422292-avatar-owenh21.jpg?twic=v1/output=image&v=2)
Struggling to get the cash to start investing in real estate. Got a HELOC so I could pull cash out of my current home but in attempting to get approved for an investment property mortgage my credit union told me I co...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1192949/small_1621510077-avatar-kevinp235.jpg?twic=v1/output=image&v=2)
Looking to avoid PMI, and maybe saving some money every month with a 5% down payment on a conventional owner occupy loan. Has anyone actually saved with this strategy? Can I attack principal and build equity faster wi...